Not sure which credit card will give you the most rewards? CardPointers takes into account where you’re shopping (coffee shop, gas station, airline website) to help you pick the right one for each purchase.

What we love: Track spend bonuses, points, airline miles, and more from over 5,000 cards without having to share bank account info or transactions. The app’s Ask AI feature answers your questions about which card to use in a specific circumstance—all while keeping your data private and on-device.

Quick tip: With the app’s handy widgets, view your best cards and expiring offers right on your Lock Screen.

Meet the creator: Indie developer Emmanuel Crouvisier launched CardPointers in 2019. “I can definitively say that building CardPointers is the best job I’ve ever had,” he says.