Kita

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Full detail: Where this data comes from

Kita is an AI-native loan origination and underwriting company (Y Combinator W26, San Francisco) building document intelligence and credit decisioning for lenders in emerging and undertapped markets — the Philippines, Indonesia, Mexico and the United States.

Kita ships two developer-facing APIs:

• Kita Capture — document intelligence. Turns scanned or photographed bank statements, payslips, government IDs, credit reports, tax filings and 30+ other document types into structured, validated, fraud-checked JSON. Cross-document verification, batch processing, custom extraction schemas, per-document cost reporting and HMAC-signed webhooks. Base URL https://portal.usekita.com.
• Kita AI Underwriter — the credit file. Creates loan applications, ingests borrower documents, computes a deterministic credit picture (adjusted EBITDA, DSCR, margins, debt-to-worth, sensitivity, policy decision — from a versioned calculation engine, not an LLM) and synthesizes a cited credit memo with PDF and XLSX exports. Base URL https://underwriter.kita.ai/api/v1.

Backed by: y-combinator

• Website — https://www.kita.ai/
• Documentation — https://www.kita.ai/documentation
• Pricing — https://www.kita.ai/pricing
• Security — https://www.kita.ai/security
• Guided demo — https://demo.kita.ai/
• Dashboard / sign-up — https://portal.usekita.com/
• GitHub — https://github.com/Kita-Technologies
• Python SDK — https://pypi.org/project/kita/
• MCP server — https://www.npmjs.com/package/kita-docs-mcp

Kita publishes no machine-readable OpenAPI description. The specifications in openapi/ were generated by the API Evangelist enrichment pipeline from Kita's own published documentation — https://www.kita.ai/documentation, the API.md in Kita-Technologies/kita-api-examples, and the docs bundle shipped verbatim inside the official kita-docs-mcp npm package. Only operations, fields and status codes that Kita documents are represented.