Ramp is an all-in-one financial operations platform designed to save businesses time and money. Combining corporate cards, expense management, bill payments, accounting automation, procurement, travel, treasury, and more, Ramp empowers finance teams to do their best work. More than 70,000 companies, from family-owned farms to space startups, have saved $10B and 27.5M hours with Ramp since its founding in 2019. Investors include Founders Fund, Thrive Capital, Khosla Ventures, Sequoia, Greylock, Stripe, Goldman Sachs, Coatue, and Redpoint, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart. Ramp has been named to Fast Company's Most Innovative Companies list and LinkedIn's Top U.S. Startups for over 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazine's 100 Most Influential Companies. Visit our website for a full list of US state licenses & disclosures: https://ramp.com/legal/state-disclosures
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We’ve launched several new products in the last six months and ship 3.4x as many PRs per person as we did a year ago. Inspect, our collaborative coding agent, is a big reason why. When something works this well for us, we don’t keep it to ourselves. Today, we’re opening early access to Inspect. It's day 2780 at Ramp. Job's not finished.
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This is the power of the 1:1 Dollar x Stablecoin conversion and instant settlement that is built into every Ramp Stablecoin account. What's more - we're not just limited to USDC on Base, We support USDC, USDT, and now USDG across 9 chains and are consistently growing both of those numbers. Super proud to have worked on the product that not only helps facilitate these kinds of payments but also comes batteries-included with all of the accounting and ERP features that Ramp customers have come to love. Stay tuned - much more coming in the world of Ramp Digital Assets in 2027.
Mochatrade receives $500k in USDC from YC On 16 October 2026, Mochatrade received $1 from Y Combinator. It arrived in USDC on Base. A test transaction, to check that the receiving wallet address worked. The $1 was followed by $124,999, then $375,000. Each transfer arrived in seconds. Our full $500K YC investment, sent as stablecoins instead of a wire. All of this happened on a Friday evening when all the bank wires were closed. For startups, the promise of stablecoins is straightforward: faster, cheaper payments that work globally, making money as easy to send as a text message. Receiving our YC investment this way made that tangible for us. YC sees this extending across startup finance. As more companies are built in the age of AI, it expects much of their financial infrastructure to move onchain, from everyday payments to raising capital. For a team building for India, there was something familiar about that. In India, everyday money already moves this fast through UPI. You pay for tea by scanning a QR code, and the shopkeeper’s speaker announces the payment before you put your phone away. Business banking has been slower to catch up. A seed check still usually travels by wire: banking hours, transaction fees, cut-off times, and a bank or two in the middle. Receiving our investment this way felt like startup funding catching up with an experience we already take for granted. Mochatrade is built the same way. Indian traders trade Nifty options in rupees. They want to trade US markets with the same ease, but many of the existing routes were built for long-term investors. On Mochatrade, they can trade perpetual futures linked to NVDA, TSLA and other US stocks. Mochatrade users deposit rupees through UPI and withdraw rupees to their bank. Our YC investment brought together three pieces of infrastructure that made the experience straightforward: Base was the network the investment travelled on, with network fees of a fraction of a cent. Note: Coinbase Ventures is also an investor on our cap-table. Circle issues USDC, the dollar-backed stablecoin we received. It is backed by cash and cash-equivalent assets and is natively available on Base. The funds now sit in our Ramp Stablecoin Account, where we can send onchain payments and fund everyday business bills. That matters to us as a startup: the money arrived quickly, and it’s already in the account we use to run the business. When YC announced this option in February, it pointed to India as one of the places where stablecoins already power faster, cheaper financial services. For us, this was a small glimpse of how startup funding could feel for global teams: as ordinary as paying for tea. We sat down with Nemil Dalal for a 10-minute conversation about it, shared alongside this article. We have over 25,000 people on the waitlist and have started sending early access invites. Join the waitlist at mochatrade.com/waitlist
More than 10,000 nonprofits use Ramp. They expand access to housing, support families, open doors to education, and help people live more independently. Their work deserves the spotlight. Today, we’re sharing a few of their stories. We’re also introducing Ramp for Nonprofits: tools to help teams recover eligible sales tax, track grant balances, and check proposed expenses against grant policies with Grant Policy Agent. Less time administering the work. More time doing it. To our nonprofit customers: thank you for letting us play a small part.
Ramp reposted this
The average business on Ramp has 3+ bank accounts. While Ramp Banking is ripping - we believe the best experience for businesses is to be able to see and manage cash from a single pane of glass. That's why we acquired Vesto. Welcome to the team Benjamin Döpfner! Now on Ramp, companies can link all financial accounts, view cash positions in real time, move money between accounts, and plan ahead with comprehensive forecasting. This is just the start.
Excited to share that Vesto has joined Ramp. We started Vesto with a simple vision: give finance teams one place to manage all their cash. Since then, we’ve helped hundreds of teams bring their treasury operations across banks, entities, and countries into one platform. I’ve long admired what Ramp is building, and as I got to know the team better, it became clear that joining forces would let us bring this vision to life at a much greater scale. At Ramp, we’re now building the one place for finance teams to manage their cash alongside their spend, no matter who they bank with. We’re starting by bringing bank connectivity, cash flow reporting, and forecasting together, giving teams a complete view of their cash in the finance platform they already use every day. To the customers who’ve trusted Vesto over the years: thank you. Building for you has been the best part of this journey, and your feedback continues to shape what we’re building next. I couldn’t be more excited to keep going with the team at Ramp. Job’s not finished.
On Friday, Ramp submitted an application to the Office of the Comptroller of the Currency (OCC) to establish Ramp National Trust Bank. If approved, the charter would allow the trust bank to offer fiduciary investment management and custody of digital assets. The proposed trust bank would bring these services under a consistent federal regulatory framework, helping us build great products alongside our banking partners to further our mission to save businesses time and money. It will not take deposits or make commercial loans.
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