Hal Bundrick
Hal M. Bundrick is a Certified Financial Planner® and former financial consultant and senior investment specialist for Wall Street firms. Hal advised families, business owners, nonprofits and trusts, and managed group employee retirement plans. A personal finance writer for more than a dozen years, his work has appeared in The Washington Post, the Associated Press, USA Today, Los Angeles Times and others.
Yahoo Personal FinanceWhat the Fed rate decision means for bank accounts, CDs, loans, and credit cards
How the Fed's decision on interest rates affects savings products, various types of loans, and credit cards.
Yahoo Personal FinanceWhat is an adjustable rate mortgage? Is an ARM the way to go in 2024?
Here's how an ARM loan works, as homebuyers face the highest rates in decades for fixed-rate mortgages.
Yahoo Personal FinanceHow to get a 3% down mortgage in 2024
Here's how the HomeReady and Home Possible programs operate and what it takes to qualify in 2024.
Yahoo Personal FinanceWhy a mortgage preapproval matters so much in 2024
A mortgage preapproval will give you a good idea of your home loan options, price range, and how much your monthly payment might be.
Yahoo Personal FinanceTypes of mortgage loans in 2024
A little knowledge about mortgage types could help you take advantage of unique loan benefits you are entitled to.
Yahoo Personal FinanceWhat is mortgage insurance, and how much does it cost?
Mortgage insurance protects the lender from a financial loss if you don't repay your mortgage. Here's how it works and when it's required.
Yahoo Personal FinanceMortgage rates below 7% — is this a good time to buy a house?
It's rarely easy to buy a home. And if you can find a house you love, the question becomes: Is now a good time to buy?
Yahoo Personal FinanceFirst-time home buyer in 2024: What you need to know
If you're looking to buy a home for the first time in 2023, here are some benefits and programs to take advantage of.
Yahoo Personal Finance5 strategies to get the lowest mortgage rates in 2024
Buying a house when interest rates are high requires an understanding of your different mortgage options.
Yahoo Personal FinanceBest mortgage lenders: What the highest-rated lenders have in common
Here's how to find the right mortgage lender when shopping for a home loan.
Yahoo Personal FinanceHow to get a mortgage in 2024: From prepping finances to closing
Here's how to get the most affordable mortgage as buyers face higher home loan interest rates and rising house prices.
Yahoo Personal FinanceWhat is a personal loan?
If you need easy access to much-needed cash, a personal loan is a good option, especially if you have decent credit and a steady income. Here's how a personal loan works.
Yahoo Personal FinanceWhat is an unsecured personal loan?
A lender issues an unsecured personal loan without requiring you, the borrower, to provide anything of value to guarantee it. Here's what you need to know.
Yahoo Personal FinanceThe best personal loans for February 2024
The best personal loan lenders offer borrowers the lowest rates and issue funds quickly. Here's how to find the best personal loans to meet your financial goals.
Yahoo Personal FinanceThe credit score needed to buy a house in 2024
Locking in a low interest rate can save you thousands of dollars over the life of a home loan and lower your monthly payments.
Yahoo Personal FinanceHow a government shutdown would impact your money: Student loans, Social Security, investments, and more
A possible government shutdown is looming again. Here's how it might affect you personally.
Yahoo Personal FinanceHow to buy a house: 13 steps to getting the keys to your new home
With mortgage rates and home prices still elevated, here's what you need to know about buying a house this year.
Yahoo Personal FinanceHow long does it take to buy a house?
Buying a house can take anywhere from four to nearly seven months. Here's a timeline from preapproval to closing.
Yahoo Personal FinanceClosing on a house: What to expect and how to prepare
It's the final step in the homebuying process. Here's everything you need to know about closing on a house.
Yahoo Personal FinancePersonal loan vs. credit cards: What to use for an emergency?
A personal loan or a credit card — which is best to use when you're hit with an unexpected expense?



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