Personal Finance News Shoppers face record-high egg prices. It could be — and probably will be — worse. Eggs are nearly $5 a dozen, but wholesale prices are even higher. Here's why the cost of this product could keep going up. Yahoo Finance • 11 hours ago Ask a Realtor: What home improvements should I bother making before selling my house? A reader made cosmetic changes before selling her first home, only to discover they didn’t pay off. These Realtors tell her which updates are worth the time and money. Do you have to pay home equity loan closing costs? Yes — here's what to expect. Home equity loan closing costs are typically 2% to 5% of your loan amount, though there are ways to pay less up-front. Learn what to expect when closing on a HEL. What is a negotiable certificate of deposit (NCD)? A negotiable certificate of deposit may be an attractive option for those with a lot of cash to invest. Here’s how they work, the pros and cons, and alternatives to consider. Best money market account rates today, February 12, 2025 (up to 4.75% APY) Looking for the best money market account interest rates available today? Here’s a look at where to find the highest rates and whether now is a good time to open a money market account. Best savings interest rates today, February 12, 2025 (top rate at 4.30% APY) Savings interest rates available today are well above historical norms. Find out where to get the best savings account rates. Mortgage and refinance rates today, February 12, 2025: You may want to buy before spring These are today's mortgage and refinance rates. Interest rates are relatively flat, but home prices are increasing. Lock in your rate today. Customers Bank review (2025): A 'super-community bank' serving individuals and businesses Customers Bank has competitive rates on savings accounts and CDs, plus no-fee checking. But it has high minimums and few branch locations. Is it right for you? Zillow Home Loans review 2025 Zillow Home Loans isn’t just a marketplace — it’s also a mortgage lender with conventional, FHA, and VA loans, to name a few. Learn more about Zillow as a lender. Get the most from your cards: How credit card protections work Learn how credit card protections work to maximize the usefulness of your credit cards and save money. As he targets the CFPB, Elon Musk looks to dismantle his own potential regulator Elon Musk and DOGE have begun making moves toward dismantling the CFPB. The watchdog agency would be in charge of regulating X, which Musk wants to transform into a payments platform. Introducing TruVision: A new tool that uses your banking data to generate a credit score The TruVision Alternative Bank Risk Score from TransUnion helps generate a credit score based on your banking history. Here’s how it works. What do you need to qualify for a home equity loan? Here are the requirements. Home equity loan requirements include a good credit score, sufficient equity in your home, and more. Learn whether you qualify for a home equity loan. TikTok influencer: My video went viral online. Instagram paid me just $140. FinTok influencer Mary Esposito breaks down how she makes money from her social media presence on an episode of Stocks in Translation. Authors say skip the guilt, spend on what you love Looking to take control of your spending? Authors of new book say it’s not about following a strict budget. Elon Musk claims he's slashing spending, but his cuts will barely make a dent Elon Musk claims to be on a crusade to slash federal spending, but his targets so far will make no meaningful difference in the deficit. How a 50-year-old law changed retirement and why it needs a facelift Federal legislation to protect workers’ retirement savings was signed into law in 1974: the Employee Retirement Income Security Act, or ERISA. It's having a midlife crisis. Trump wants to put tariffs on prescription drugs. Experts warn it could backfire. A tariff on imported drugs won't easily bring production back to the US, experts warn. What is a W-2 form? A starting point for filing your taxes. Everything you need to know about a W-2 form, including when you’ll get yours and how to start preparing your tax return. Is a certificate of deposit (CD) still a good investment? Is a certificate of deposit a good investment right now? That depends on your timeline and goals. Learn more about whether now is a good time to invest in CDs. Here’s what the ideal budget looks like for a $100,000 salary A salary of $100,000 might seem like a lot, but without the right budget, your money can disappear quickly. Here’s a look at the typical budget for a $100,000 salary and how to achieve it. Earn up to 100,000 Delta SkyMiles with these limited-time credit card offers Save money on your next trip with huge offers of up to 100,000 miles on three Delta SkyMiles Amex credit cards. Are home warranties worth it? A home warranty isn’t worth the cost for all homeowners, but it could be if your appliances are old or if you're a landlord. Learn if you need a home warranty. How much does it cost to refinance a mortgage? A mortgage refinance can cost 2% to 6% of the loan amount. Learn what impacts these costs and how to lower or eliminate what you pay up front. Vanguard slashed its fees. That's good news — and a lesson in what's a reasonable amount to pay. Vanguard’s new fee cuts are a win for retail investors — helping to boost long-term returns. Here's what a low expense ratio means. Here's why it's such a headache to do your taxes (Hint: It's a US thing) Filing taxes in the US is a more complicated and time-consuming process than in many other countries. There are myriad reasons. This map shows the highest CD rates in every state Here’s a look at the highest CD rates in every state. View rates by bank or credit union, and find the best CD in your community. Wondering what to do with $100,000 in savings? Here are 4 smart options. If you have $100,000 saved, what you do with that money can make a big difference in your financial well-being. Here are four smart steps to take. Limited-time offer: Earn Southwest’s Companion Pass as a credit card welcome bonus Get big savings on your next Southwest flights with this limited-time welcome offer. Trump’s China tariffs are shutting the big loophole that make Shein and Temu so cheap When President Trump pushed ahead with a 10% tariff on all Chinese merchandise, he also closed the century-old de minimis exemption, which allows packages worth under $800 to be shipped into the country duty-free. Are you guilty of ‘spaving’? How to avoid this financial trap. Spaving is the practice of spending more money in order to ultimately save money. But often, this is just a financial trap. Learn how spaving works and what to do instead. What is withholding tax? Withholding tax refers to the amount of income taxes your employer takes from your paycheck to pay your taxes throughout the year. Here’s everything you need to know. Yahoo Finance launches new 'Ask a Realtor' column Yahoo Finance is launching a new column called “Ask a Realtor.” Five Realtors from around the U.S. answer reader questions about buying, selling, and more. Here's how much tariffs on Canada and China would cost you Newly imposed tariffs on Canadian and Chinese goods would cost American households about $690, the Yale Budget Lab estimates. The first Americans to feel Trump's tariff 'pain'? New Englanders. Many New England residents rely on Canadian oil to heat their homes. Trump's tariffs would drive up those costs immediately. Home warranties: Costs, coverage, and how they work Home buyers and owners can buy a home warranty to help with damage to appliances, HVAC systems, and more. Learn what a home warranty covers and how much it costs. Retirement expert: 401(k)s have a 'portability failure,' and that's a problem for employees Laurie Rowley, co-founder and CEO of Icon, argued that every individual should take their 401(k) with them and outlined a potential solution to the retirement plan's portability flaw. Unhappy with your Medicare Advantage plan? Now's the time to make a switch. Medicare Advantage enrollees can switch plans or transfer to original Medicare during the open enrollment period ending March 31. How couples can achieve more fairness in their household finances Money is a game that "never ends," Doug Boneparth, the president and founder of Bone Fide Wealth and co-author of "Money Together," said. He shared five steps every couple should take to attain financial equality. 7 things to know about the Hilton Aspire Card The Hilton Aspire card is a premium travel card that offers luxurious perks. If you're considering applying for the card, here are 7 things you should know. 5 things you need to know about Concora credit cards Wondering if a Concora credit card is right for you or if you should take a pass? Here are five things to consider before applying. Everything you need to know about the Laurel Road high-yield savings account Laurel Road’s high-yield savings account offers a competitive interest rate and other perks. Here’s what you need to know before opening an account. These are the 2 times you should tap your emergency fund vs. savings account If you have an emergency fund and a general savings fund, you might wonder when to use each. Here’s when you should rely on your emergency fund vs. general savings. The JetBlue Premier Card: Should you get JetBlue’s latest premium credit card? The JetBlue Premier Card can help you save on flights with the airline. Here’s why you may want to consider other premium cards instead. 6 best jobs in banking Banking jobs can be a great career path for detail-oriented workers. Plus, they can pay pretty well, too. Learn more about the best banking jobs available today. Here's what the federal government does for you As pandemonium descended Tuesday after the Trump administration directed a freeze on federal funding, the chaos drove home a salient point: The federal government does a lot for you. Could Walmart replace your bank (and should it)? The Walmart MoneyCenter offers several banking services. But is it as good as your bank? White House rescinds its memo freezing federal spending — sort of The Trump administration rescinded its controversial memo ordering a freeze on federal aid and grant programs Wednesday but insisted it would still follow through on plans to pause certain types of federal spending. 10 best credit unions of 2025 Looking for the best credit unions in the U.S.? We ranked CUs based on rates, fees, security, social responsibility, and more. Find out which credit unions made the top 10. Are 10-year CD rates worth it? A 10-year CD allows you to lock in your interest rate over the next decade. But are 10-year CD rates competitive compared to other CD terms and account options? Learn more.
