Thomas Bostrøm Jørgensen

Really proud to welcome Embrace Safety to PubliX Group! The Embrace team have a unique and truly impressive solution that has had a proven impact in preventing crime in municipalities across Sweden. Their approach is grounded in the science and psychology behind crime. We look forward to collaborating with Henrik Andershed, Johan Rydberg and team to help communities across the Nordic markets benefit from the Embrace solution

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Stopping welfare fraud is more than saving money. It’s about protecting trust and fairness. Manual checks made this hard and resource-intensive. Together with Arbetsförmedlingen (Swedish Public Employment Service), we introduced AI-powered Knowledge Graph technology to change that. Now, suspicious claims are flagged instantly, helping caseworkers to act faster and focus on supporting citizens and businesses. Thank you to Arbetsförmedlingen and the team for making this possible. When human expertise meets AI, society wins. Want to learn how AI helps stop welfare fraud? Read the full story here (in Swedish): https://lnkd.in/dEJKTt7j

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Swedish Central Bank released today news on Preparedness in public payments: Recommendations: - SEK 1,000 in cash per adult - Cards from different card networks - Access to payment service via mobile phone, such as Swish - Physical cards and PINs should be easily accessible https://lnkd.in/ebZtBcqV

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Nordic banks are at a critical technology crossroads. Legacy platforms, stricter regulation and rising cyber risks are putting pressure on core systems while AI is reshaping roles and expectations.  “Speed without security is dangerous, security without speed leads to stagnation. The balance is essential,” says Sara Ramakers, CEO of Samlink, a Kyndryl owned company.   In our new article, we explore how banks can reduce technology debt, embed security, and adopt AI in a way that protects resilience and customer trust.  Read the full story on our website: https://lnkd.in/de-aYSbU You can also read the article in Kauppalehti: https://lnkd.in/dver9msi       The article is also available on the website in Finnish, Swedish, and Danish.    #Banking #FinancialServices #AIinBanking #CyberResilience #CoreModernization #Samlink #Kyndryl #WeAreKyndryl #TheHeartOfProgress #TheFutureOfBankingBuiltHere 

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PRESS RELEASE Fassment Introduces a New Paradigm for Digital Trust: Presence-Based, Forensic-Grade Identification Helsinki, Finland—Fassment today announced a new conceptual framework for digital identity and authentication, positioning itself beyond incremental improvements to existing banking-grade systems and toward a fundamentally different model of trust. Developed with a strong commitment to #GDPR compliance, privacy-by-design principles, and emerging #Ethical AI frameworks, the Fassment approach reflects a European-first perspective on secure, human-centered digital trust. Building on expert assessments—including a recent technical review by Sakari Arvela—Fassment has articulated a presence-based approach to identification that shifts trust away from transferable credentials and toward real-time human presence. Unlike conventional authentication systems that rely on cards, tokens, passwords, or stored biometric templates, Fassment introduces a forensic-grade verification model that operates without persistent biometric storage. Identity assurance is derived in real time through the convergence of multiple independent signals, rather than through possession of static credentials. At the core of this approach lies what Fassment defines as The Forensic Triad: Who you are — multi-modal biometric signals, How you act — behavioral continuity over time, Where and when you exist — environmental and temporal context. Together, these dimensions form a live, non-replayable forensic signature of presence, designed to be resistant to theft, coercion, and impersonation. “Current digital identity systems are strong on paper but fragile in practice,” said Fassment. “A stolen card or compromised device can still open doors. Human presence cannot be copied or carried away.” Fassment positions its architecture as a pre-standard framework for next-generation trust infrastructures, with particular relevance for accessibility-critical populations for whom traditional credential handling is impractical or exclusionary. Rather than competing within existing authentication categories, Fassment aims to redefine them—challenging the binary distinction between ‘weak’ and ‘strong’ electronic identification by introducing a model grounded in forensic coherence and lived human presence. In the Fassment ecosystem, identity is not a key you carry; it is the frequency at which you exist. When presence resonates, access follows—securely and seamlessly. In line with global standards: FIDO Alliance and ISO - International Organization for Standardization

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Ericsson, AstraZeneca, Saab, SEB and Wallenberg Investments AB have launched Sferical AI.   With that the AI factory consortium is put in place that was announced earlier this year to to develop, deliver and operate advanced AI solutions.   This will strengthen the Swedish industry’s competitiveness through world-class AI capabilities, built on a sovereign, secure, and integrated infrastructure. 👉 Learn more about Sferical AI and the launch initiative: https://lnkd.in/emu4bfg8   #AI #SfericalAI #technologyleadership Alina Claire Ostenda Stefan Growe John Zijlmans Marwan Matta Katrin Bachert Sabine Raetzer Olaf Reus Bernd Mellinghaus Joe Wilke Jan-Peter Meyer-Kahlen Daniela Schneider Frank Augustin Gunter Van Beneden Matthias Hoffbauer Mustapha Mikati Peter Stark Rebecca Little Moritz Zumpfort Jan Thünnesen 

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Navigating the Norwegian banking landscape just got clearer! The latest Cicero Markedsrapport Bank (April 2025) is out, and it's packed with valuable insights. One key takeaway? Keep an eye on those utlånsrenter (lending rates)! The report highlights that NORDirekte offered the best rate for boliglån (mortgages) at 5.39% for loans up to 1 MNOK with 75% loan-to-value, while Landkreditt Bank provided the top BLU (home equity loan) rate at 5.49% for 2 MNOK with 85% loan-to-value, as of the report's data. Understanding these fluctuations and the competitive landscape is crucial for both consumers and industry professionals. Want to delve deeper into pricing trends, product launches (like the new barnemobilbanker from SEB!), market dynamics, and more? Reach out to my great colleague and expert Sivert Broll or myself if you want to hear more, or have interest int it 😁 #banking #finance #Norway #marketreport #interestrates #mortgage #personalloans #finansportalen #cicero #itera #marketinsights Itera Itera Bergen Itera Fredrikstad Itera Denmark Itera Czechia Cicero Consulting - Part of Itera

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As cyberthreats increase, so does our bar for robustness.   At TDC NET we’re investing like never before to keep up with the rising security and resilience requirements.   It’s a topic I recently discussed with Børsen (you can read the article where I share my reflections via the link in the comments).   As I’m quoted: “In TDC NET, we’d like to take our share of the responsibility and do our part of the work - but we cannot finance it all on our own.”   To be absolutely clear, this isn’t about creating conflict. It’s about acting as a responsible infrastructure owner and raising a flag where the current balance no longer matches reality.   The bar for robustness keeps rising, and so do security and resilience requirements. Every day, we rely on our network to withstand more threats, recover faster and carry more data than ever before. A large part of Denmark’s critical digital infrastructure depends on networks that support emergency services, preparedness, public authorities and businesses.   At the moment, it’s fair to say that the regulation authorities’ focus is almost exclusively on prices and not very much on investments. That balance needs to be adjusted.   Otherwise, we simply won’t be able to carry the growing security burden on critical infrastructure. That’s a risk we cannot afford to take.

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DNB Carnegie acting as financial adviser to Precise Biometrics in the statutory merger with FPC and subsequent Rights Issue of SEK 110 million Precise Biometrics and Fingerprint Cards today jointly announce that the board of directors of Precise Biometrics and the board of directors of Fingerprint Cards have adopted a joint merger plan for merging the companies through a statutory merger in accordance with the Swedish Companies Act. The combined company will be a complete biometrics and identity company, offering integrated hardware and software solutions spanning physical and digital security across enterprise, government, and consumer segments.

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Swedish Post and Telecom Authority is planning to change the allocation of MNC under MCC 240 to allow more than todays 100 private networks with individual MNCs and have published their proposal for referral. Very important step for Private 5G in Sweden but at the same time the effect of the change will depend heavily on how the device manufactures will adopt support for all MNCs. We are still a struggle with the support of MCC 999 and the MNCs 65/66 as allocated by Swedish Post and Telecom Authority in 2023. It's also important to note that IoS and Android are not the only OSs that we need to consider since most devices used in Private 5G networks are not telephones/smartphones or tablets but rather industrial modems etc. Here are the proposed changes in summary: 1. MNC 90 - 99 are converted to 3-digit MNCs - i.e. MNC 900 - 999 which are primarily to be used by 3GPP-based private networks when such networks have a proven need for their own MNC 2. MNC 80 - 89 are converted to 3-digit MNCs - i.e. MNC 800 – 899 to be primarily used by public electronic communications networks, but also possible use for 3GPP-based private networks when such networks have a proven need for their own MNC 3. MNC 70 – 79 - still kept as reserved for future needs 15 PTS reference 12-6487. 16 Efficient Administration of Swedish E.212 MNCs and Related Demands. 2025-05-07 Remissunderlag – dnr. 25-5989 10 Post- och telestyrelsen 4. MNC 60 – 69 are converted to being redesigned to eventually be primarily used for specific allocated application cases for shared use (today MNC 65-69 are allocated for specific application cases) In addition, PTS will follow up on the use of allocated MNCs in the series 00 – 64 to see if these are used correctly, used in Sweden and in an efficient manner since MNCs are a very limited number resource.

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The Swish mobile payments system in Sweden has been in operation for almost 13 years and is used by 86% of the population. 1.1 bn Swish payments were made last year with an average value of 515 SEK ($54). Users averaged 123 Swish payments each, indicating considerable potential for further growth. Curiously, for a country renowned for technology adoption and innovation, no real-time payments can be made in Sweden through online or mobile banking. Consequently, Swish has evolved into a real-time payments system for everyday banking as well as for P2P, in-store and online payments. Swish is a powerful case study in mass mobile payments adoption and network effects. https://lnkd.in/eBNVpWqe #Swish #realtime #payments #Sweden

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#sthlmtech embedded finance #fintech Froda has partnered with #helyes business account provider wamo to introduce card-based lending for small and medium-sized enterprises (SMEs) in Finland. By @arcticstartup https://lnkd.in/d6-Dp2g2 #NordicMade #nordicfintech Fintech News Nordics - part of Fintech News Network, Fintech Mundi

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We are delighted as AIC to have been at the heart of this exciting development for the new Narvik campus in northern Norway. As AIC, we have been partnering with Aker Group and the regional power operator Nordkraft to create a new DC platform developer and operator to then position it for this landmark DC and GPU deal with Nscale, OpenAI for Stargate Europe. The Kvandal site in Narvik offers extraordinary access to substantial immediately available, fully renewable power from hydroelectric sources at some of the lowest prices in the world. The scale of plans are also reflective of the continuing global demand for massive capacity and we are very excited to be on this journey at the leading edge of AI and digital infrastructure. #Aker, #NScale, #openAI, #NVidia, #oliverjones, #stargate, #AIC, #acceleratedinfrastructurecapital

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Today Ericsson, AstraZeneca, Saab, SEB, and Wallenberg Investments AB launched Sferical AI – formalizing the AI factory consortium announced in May.    This is a great step forward to strengthen Swedish industry’s competitiveness through world-class AI capabilities, built on a sovereign, secure, and integrated infrastructure. https://lnkd.in/dP4y3NcR #AI #Swedishindustry #innovation Erik Ekudden Per Narvinger Razvan T. David Bjore

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