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Articles by Nihit
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My reflections and update on my most potent life journey yet
My reflections and update on my most potent life journey yet
Who we are, if not a collage of our most eccentric and strongly held opinions. The other day I got into a rather…
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Ratings need a makeover, why and how of it!Feb 16, 2016
Ratings need a makeover, why and how of it!
Godfather is rated 9.2/10 on IMDB.
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Nihit Nirmal shared thisThe new BS in town is: “taste is the new moat.” Then people who say that go on to build a podcast summarizer. The point of an information stream isn’t to get a cleaner summary. It’s to sharpen your point of view. And that point of view should feed a real decision. But when you ask an LLM for help, you often get the opposite: more surface area, less conviction. Especially when the task is “summarize this article” or “give me the takeaways.” I’ve been thinking about how to turn what I’m reading and writing into better decisions, so I built a small tool for myself. At any point, I have 3-4 active decisions. For each one, I keep a working folder with my current stance and key questions I am grappling with. The pipeline is, ingest what I’m reading, map each chunk against an active stance, retrieve related notes from my own writing, and synthesize where the real leverage point is. So when a new article comes in, rather than asking "what is this about?” It asks: Does this strengthen my view, challenge it, or expose a gap in it? Then it checks my own notes for where I’ve already been circling the same idea, but hadn’t connected it clearly. The job isn't summarizing the content. It's testing my thinking against it. I’ll share a walkthrough next week: how the mapping works, how it connects to prior notes, and what happens when the model gets it wrong. The fundamentals of learning haven’t changed. We still need to read, process, and develop our own thinking. What has changed is the amount of noise.
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Nihit Nirmal shared thisAs we started building with LLMs at Yuuki, like any other product person, I brought in the workflow that worked for the last 15 years. Spec it, build it, test it, ship it. The assumption was the same: you know what good looks like before you start testing. So we built evals to do exactly that. Score the output, check the quality, move on. However as LLM outputs are non-deterministic, 10 point evals created problems. My nine turned out to be my co-founder's six. 😆 The LLM judge scored a seven that matched neither of us. Two months of scoring and we couldn't tell if the product was improving or our standards were drifting. You can't test for correctness when correctness isn't fixed. A coaching response that's empathetic but doesn't push the user to act, is that good? Depends on who you ask, depends on when you ask them. Hamel Husain's work on LLM evaluation pointed us to the fix. Binary. Yes or no. Is this response empathetic? Yes or no. No more debates about sixes and sevens. The feedback loop when building with LLMs is extremely tight. Every binary judgment came with a line of commentary. "Gave advice before asking a single question", that critique becomes a constraint. The next version follows it. Gets reviewed again, refined further. The evals aren't just a testing phase. They're the loop through which the product gets defined. And now because everyone, product, engineering, domain experts, is judging the same outputs, the evals force alignment on what good actually means. That alignment didn't exist before. The process created it. More on this in the next post. For now, wrote a detailed post on how we designed our evals, link in comments.
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Nihit Nirmal shared thisFunny episode of the day: I was chatting with Claude, which has a nice sense of humor. I was supposed to say “super helpful", and Claude's response was so on point, that I ended up replying to a non-required response.
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Nihit Nirmal posted thisEverywhere I look, teams are celebrating AI coding agents. Million lines generated. PRs flying. Shipping velocity through the roof. Having lived through this, let me share what it actually looks like on the other side. After 24 months of building Yuuki and now contributing to Rapida, there is a teeny tiny reality that changes how agentic engineering works. Agents are like engineers: they write a lot of code. But they are unlike engineers because they don't carry context. They start fresh every time. The code is technically correct but contextually naive. For the first feature, that's manageable. By the tenth deploy, you're shipping code that ignores everything production taught you from the first nine. That's not speed. That's compounding tech debt at machine pace. One of our agents at Rapida generated a webhook handler that passed every test. In production, the telephony provider retried on slow responses and the handler wasn't idempotent, which led to duplicate calls. An engineer who'd been bitten by that provider before would have built idempotency in from the start. The agent didn't have that scar tissue. Because of our traces, we caught it within minutes and fixed it the same day. Then we encoded the lesson, idempotency constraints baked into the webhook contract. Now agents generating webhook handlers must follow that contract. The system carries the context so the agent doesn't have to. That's the pattern: not more reviews before shipping, but a feedback loop where production teaches the system, and the system constrains the next generation. The teams shipping reliably at AI speed aren't generating the most code. They're the ones whose system learns from every deploy. Link to the blog post in the first comment.
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Nihit Nirmal shared thisPrashant Srivastav and I had a fight during our early days of building Yuuki. I'd overcommitted — three enterprise clients, four conflicting requirement sets, ten days to ship. Fujifilm couldn't store any data. TPC Group wanted anonymized conversations but no recordings. SMU needed anonymous access for student test groups. I told him we had to do it. He told me I was over-promising. I knew he was right. He knew we'd have to do it anyway. That fight wasn't really about those three clients. It was about what we were signing up for every time we said yes, absorbing custom enterprise logic into a single codebase with no QA team, no SRE, no one to catch what we missed. In the "10x engineer" era, we're told small teams can do more than ever. Nobody talks about the cost of "more." GitClear's 2024 study found that while AI adoption is skyrocketing, code churn — code pushed and immediately reverted or fixed — is expected to double. We're generating AI code faster than we can verify its quality. We started calling this the Quality Gap. The delta between how fast you can ship a feature and how long it takes a client to actually trust your code in production. Most teams try to bridge it with feature flags. But we weren't toggling UI buttons — we were toggling core infrastructure. Custom ERP connectors. PII masking logic. With 10 clients on 10 custom branches, you're looking at 1,024 possible system configurations. That's not a testing challenge. That's a testing explosion. So we built something different: Virtual Isolation. Three separate client repositories, each with its own identity. Before code hits a client repo, it runs isolation checks — if Fujifilm's logic touches a global variable it shouldn't, the build fails. Before client repos merge into the core, they run contract gates to verify the API schema is untouched. The whole thing syncs automatically: core pushes plumbing out, spokes push approved logic in. We used to spend 14 days in email hell for every UAT cycle. Now we're under 48 hours. In Over 20 months that's the thing that actually scaled. We went from shipping fast to building a discipline layer that makes speed safe. You don't need a bigger team. You need a tighter gate. If you're scaling enterprise SaaS with a tiny team, we wrote up the full hub-and-spoke architecture. Link in comments.
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Nihit Nirmal posted thisThere's simplicity in using one AI model for everything. Having said that, I've found there's a lot more value in building an ensemble. Last night I was putting together an evaluation framework for a Return and Refund agents for an e-commerce company, basically trying to define what "good" looks like when a system makes autonomous decisions on behalf of your customers. Accuracy, autonomy, escalation, drift. The usual suspects. I started with Gemini to do the research. It's weirdly good at finding stuff that doesn't surface in normal search — obscure papers, niche technical podcasts, the kind of references you'd only get from someone deep in the field. Then I brought all of that into Claude and started poking at it. "Is false positive rate actually the right way to measure agent accuracy?" And that's where things got interesting. The dangerous metric isn't wrong answers — it's wrong answers the agent was confident about. A low-confidence mistake gets flagged and routed to a human. Fine. A high-confidence mistake? That one executes on its own. - That's the one that costs you money. Gemini found the raw material. Claude was the sparring partner that pressure-tested it, and helped me get there in an hour vs a couple of days. But but but, connecting how metrics interact in production, finding what's missing between them — that's a different kind of thinking. So I used Manus to stress-test the full picture. That's when the few more gaps showed up — things like whether the agent's mistakes are getting worse over time, or whether it handles irreversible actions (processing a refund) differently from reversible ones (looking up an order). I think what's actually going on, and my view on this changes every hour, lol — is that every model has a fixed thinking budget. Some spend it sorting through messy inputs. Others spend it on complex reasoning. When you ask one model to do both, quality falls apart. The 10X isn't a smarter model. It's a clearer question: what kind of uncertainty am I actually reducing right now?
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Nihit Nirmal shared thisBuilding an AI tool takes a weekend. Making it survive Monday morning takes months. I've been building something I use every day — AI agent workflows that sit on top of everything I read and write. It coaches me through daily execution and weekly reflections. It knows my quarterly goals, what stresses me out, and how I handle it. My stack: Obsidian, Claude Code, and qmd for vector search across 10,000+ articles /books I have read over past 7 years pushed via Readwise. Building this was easy. Keeping it alive is where it gets interesting. Just the other day, I was building a presentation deck with a critic agent evaluating each slide and the whole deck. Everything was passing. Then vector search surfaced Nancy Duarte's work from my readwise library — titles should be assertions, not labels. One idea per slide. I rebuilt the eval around her framework. Suddenly every slide failed. Same slides, better lens. That's the feedback loop — build, evaluate, have your own knowledge base sharpen the evaluation, rebuild. It only exists when you're using the system for real work. Demos don't give you this. Three months in, the coaching agent holds me accountable across weeks helped me log 50 hours of 'deep & consequential work' every week It doesn't forget what I committed to on Monday when I try to skip it on Thursday. Skip the demo. Build something that has to work tomorrow morning. The feedback loop is the product.
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Nihit Nirmal shared thisWe spent two years building voice AI infrastructure that worked in production. Sub-1.2s latency, 1000+ concurrent calls, ran systems for Fujifilm, TPC Group, Meesho etc. Rather than let that work disappear while other teams rebuild the same stack from scratch, we open-sourced it as Rapida. Rapida has picked up 500 stars since launch last 2 months. We released Remote Agent Executor, MCP integration just last month. Prashant Srivastav has been contributing heavily to the effort. Too many voice AI platforms lock you in. You share your data with them to solve orchestration, get locked into their roadmap, their pricing, their stack. Rapida gives teams control. Your infrastructure, your data production-ready. We're also planning to open-source more of the underlying systems, the evals, the synthetic data creation, the quality tooling that made it work at scale. If you're building with voice AI, worth a look, https://lnkd.in/giwEMFG7 DMs open if you want to talk through your stack.Nihit Nirmal shared thisThree releases in one month. We open sourced Rapida last month with a clear commitment to move fast and ship real features. What we shipped: Remote Agent Executor Run your voice agents anywhere using any LLM, framework, or language. Your cloud or servers. Agent builders focus on logic while infra teams control runtime and deployment. Model Context Protocol (MCP) Your voice agents can now talk directly to business systems like Salesforce, HubSpot, ERPs, and your own APIs. No middleware complexity. Just integrate and deploy. Most voice AI platforms today are closed, rigid, and opinionated. They move slowly, hide complexity, and lock teams into their stack. In just one month of open development, Rapida has become richer and more flexible than many closed source platforms. Transparency and real user feedback beat black boxes every time. That’s what we’re building. Every week. Every commit. If you’re evaluating voice AI platforms or thinking about building something custom, give Rapida a look. It’s open source, production ready, and built for teams running real systems. Repo: https://lnkd.in/gqhX6RHN Release notes: https://lnkd.in/gJjUxzMA DM me if you’re looking to host Rapida on your private cloud. #VoiceAI #OpenSource #AI #AgentFramework #DevTools
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Nihit Nirmal shared thisI shut down Yuuki last month. Returned capital rather than drag it out. I'm supposed to write the gratitude post now. The journey was the destination, I'd do it all again. I'm not going to write that post. When I started Yuuki, I believed AI could make coaching accessible at scale. The conventional wisdom in late 2023, was that it was too early, too hard, too niche. So my job became simple: run the experiments, get signal, decide. We ran three experiment categories and their outcomes 1. 𝗖𝗮𝗻 𝘄𝗲 𝗯𝘂𝗶𝗹𝗱 𝗶𝘁 𝘄𝗲𝗹𝗹? Yes, blind evals for daily work situations showed parity with human coaches. 2. 𝗪𝗼𝘂𝗹𝗱 𝗲𝗻𝘁𝗲𝗿𝗽𝗿𝗶𝘀𝗲𝘀 𝗽𝗮𝘆? - Yes, we got Fujifilm, TPC Group, Meesho as paying customers. 3. 𝗪𝗼𝘂𝗹𝗱 𝘂𝘀𝗲𝗿𝘀 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝘂𝘀𝗲 𝗶𝘁? - No. Activation was fine, but engagement dropped after two weeks. Users wanted resolution, not more reflection. Two experiments cleared. The third didn't. We iterated hard - fixed our evals to fine tune flywheel, reduced number of turns to give resolution, added the voice mode, brought in privacy controls. Each change made the experience better, but did not bend the engagement curve. 𝗜𝗳 𝘆𝗼𝘂𝗿 𝗽𝗿𝗼𝗱𝘂𝗰𝘁'𝘀 𝘃𝗮𝗹𝘂𝗲 𝗼𝗻𝗹𝘆 𝘀𝗵𝗼𝘄𝘀 𝘂𝗽 𝗮𝗳𝘁𝗲𝗿 𝗮 𝗻𝗲𝘄 𝗵𝗮𝗯𝗶𝘁 𝗳𝗼𝗿𝗺𝘀, 𝘆𝗼𝘂𝗿 𝗿𝗲𝗮𝗹 𝗰𝗼𝗺𝗽𝗲𝘁𝗶𝘁𝗼𝗿 𝗶𝘀𝗻'𝘁 𝗮𝗻𝗼𝘁𝗵𝗲𝗿 𝘀𝘁𝗮𝗿𝘁𝘂𝗽. 𝗜𝘁'𝘀 𝘁𝗵𝗲 𝗱𝗲𝗳𝗮𝘂𝗹𝘁 𝗱𝗮𝘆. 𝗧𝗵𝗲 𝗺𝗲𝗲𝘁𝗶𝗻𝗴𝘀, 𝘁𝗵𝗲 𝗦𝗹𝗮𝗰𝗸, 𝘁𝗵𝗲 '𝗜'𝗹𝗹 𝗱𝗼 𝗶𝘁 𝗹𝗮𝘁𝗲𝗿' 𝗽𝗶𝗹𝗲. 𝗔𝗻𝗱 𝗳𝗼𝗿 𝘂𝘀, 𝘁𝗵𝗲 𝗱𝗲𝗳𝗮𝘂𝗹𝘁 𝗱𝗮𝘆 𝗿𝗲𝗺𝗮𝗶𝗻𝗲𝗱 𝘂𝗻𝗱𝗲𝗳𝗲𝗮𝘁𝗲𝗱. 😒 Some problems don't compress on your timelines. Not because you didn't work hard enough, but because the problem is shaped that way. Behavior change at scale is one of them. Once we had that answer, continuing would have been protecting my ego, not the company. When I started Yuuki, I was a product person who needed someone else to code and someone else to sell. Two years later, I do both, and the version of me that exists now wouldn't have existed without these two years. I used to think sales was performative. Turns out the good version is the opposite, I learned to sell by sitting with buyers long enough to hear what they weren't saying. I learned to build by shipping things that mattered to me when the company was falling apart. An AI chief of staff I still use every day. 𝗦𝗼𝗺𝗲𝘄𝗵𝗲𝗿𝗲 𝗮𝗹𝗼𝗻𝗴 𝘁𝗵𝗲 𝘄𝗮𝘆 𝗜 𝗿𝗲𝗮𝗹𝗶𝘇𝗲𝗱: 𝘁𝗵𝗲 𝗳𝗼𝘂𝗻𝗱𝗲𝗿 𝗷𝗼𝗯 𝗶𝘀 𝗹𝗲𝘀𝘀 "𝘃𝗶𝘀𝗶𝗼𝗻𝗮𝗿𝘆" 𝗮𝗻𝗱 𝗺𝗼𝗿𝗲 "𝗰𝗼𝗺𝗽𝘂𝗹𝘀𝗶𝘃𝗲 𝗹𝗼𝗼𝗽-𝗰𝗹𝗼𝘀𝗲𝗿." 𝗛𝗲𝗮𝗿 𝗽𝗮𝗶𝗻. 𝗕𝘂𝗶𝗹𝗱. 𝗦𝗲𝗹𝗹. 𝗟𝗲𝗮𝗿𝗻. 𝗥𝗲𝗽𝗲𝗮𝘁. When shutting down felt like failure, building became the thing that kept me moving. I'm deep in the AI + enterprise world now, building sales automation tools. If that's your world, would love to talk.
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Nihit Nirmal liked thisNihit Nirmal liked thisA key benefit of recent technological advancement has been the ability to scale and democratise access to opportunities that were once limited to the privileged few. We have partnered with EZRA over the past few years to bring top quality professional coaching to our talented colleagues at Standard Chartered and it's been great to see the collective progress. I was delighted to join Nick Goldberg, his fantastic Ezra team, and a brilliant group of global talent executives in Rome this week to discuss the implications of AI, and other trends, for how we continue to develop the next generation of leaders, and the continued access to coaching (both Human and AI) that is key to accelerating their progress. Thanks to Ezra for the opportunity to shape the conversation, and to my fellow participants for an enriching dialogue. Sinead Keenan Susanna Kable Tim MacCartney Hillary Champion Haesun Moon Brian Murphy Svenja Carolin Dietrich Vidya Krishnan John J. Kelly Jr. Helen Basford PCC
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Nihit Nirmal liked thisNihit Nirmal liked thisWe’re building at an exceptional pace at Emergent, one of the fastest-growing AI startups today. And at this stage, every decision we make about people - who we hire, how we enable them, and how we reward them - directly shapes the company we become. I’m looking to hire an HR leader who will work closely with me to build this, intentionally. This role sits at the intersection of people, performance, and business outcomes. It’s about deeply understanding people: how they think, what drives them, and what unlocks their best work. And equally, it’s about first-principles thinking and a business-first mindset. Because HR here is not a support function. It is how we scale excellence. You will partner with founders and leaders to: – build an environment where ambitious, high-agency people thrive – ensure individuals are focused on what truly moves the needle – design systems where performance and rewards are meaningfully aligned – make clear, high-quality calls on people and team decisions A few things this role is not: – it’s not about maintaining processes – it’s not about optimizing for comfort – it’s not about playing it safe This is a role for someone who wants to shape the company, not just support it. If you care deeply about people, think independently, and want to build an organisation where great individuals do the best work of their lives, we should talk. If you or someone you know is the right fit, write to me at talent@emergent.sh with a note on why you are the best person for this role. I look forward to reading some great responses.
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Nihit Nirmal liked thisNihit Nirmal liked thisGreat discussion at Money20/20 on the future of cross-border payments. As consumers increasingly live, travel, and transact globally, their expectations have changed. I enjoyed discussing how the industry is coming together to solve these challenges through stronger local payment rails, embedded wallet experience, and use of AI. Thank you for having me on the Radiant Stage.
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Nihit Nirmal reacted on thisNihit Nirmal reacted on thisShenzhen doesn’t ease you in gently. The city hits you before you’ve found your bearings — buildings that make every other skyline feel like a rehearsal. This is the city that Tencent calls home, and the perfect backdrop for the Prosus Global Summit — where our Group CEO Fabricio Bloisi said what many of us needed to hear out loud: “The world has never seen so much change. We have to lead on that.” So we leaned in. We heard from economists, founders and operators building at a pace that reframes what’s possible. China’s AI agent user base: 600 million and climbing. Automotive development cycles slashed from 36 months to 18. R&D timelines from three months to three days. Not forecasts. Reality. We learned that behind the speed is a philosophy. John Fu put it simply — in Chinese culture, you preheat the wok before you cook. Relationships work the same way. Warmth first, then the work. We watched AI that doesn’t just assist. It builds. It iterates. It ships. The gap between knowing AI is changing everything and actually feeling it closed this week. Martin Lau and James Mitchell of Tencent delivered a masterclass in long-term thinking — the most durable advantage in the AI era isn’t the best model. It’s the lowest friction between idea and impact. And the summit didn’t just talk about building — it showed it. Day one opened with 12 finalist teams on the Shenzhen stage, each selected from over 1,000 entries across our ecosystem. At the AGM in August, Fabricio set the challenge — 10,000 AI agents across our ecosystem. Our CHRO Gustavo Vitti turned that ambition into a competition that captured the imagination of our entire ecosystem. Six months later, we didn’t reach 10,000. We reached 60,000 and still counting. By the time the cocktail glasses were raised that evening, we had our winners — across Growth, Efficiency, Individual Efficiency and Customer Experience. And our Ultimate AI Innovator: team ECHO from iFood. Silicon Valley awaits you. This is what investing in your people looks like when it compounds. A heartfelt thank you to Rajesh and Daniella on my team for their partnership in bringing the AI Talent competition to life, alongside Raiane who led the programme with such dedication. And through all of it, one question kept surfacing: are we moving fast enough? Fabricio believes the biggest company in the world is still to be built. That it should be us building it. 90+ ecosystem companies. 45,000+ people. 100+ countries. We already have everything we need to lead. The only question is whether we choose to. I leave Shenzhen energised, inspired and genuinely thrilled to be part of this journey. What a time to be doing this work. And to Gabriel and the entire Prosus team who brought this extraordinary event to life — thank you. You created something truly special. We felt it in every moment. Shenzhen showed us what choosing looks like. Now it’s our turn. #Prosus #Leadership #AI #China 🇨🇳 #Innovation #FutureOfWork #ProsusAITalent
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Nihit Nirmal liked thisNihit Nirmal liked thisToday is an emotional day as I step down from the Groww board. Seeing the journey of the company from a 6 member team in Koramangala to a $13B publicly traded company over the last 7 yrs has been deeply fulfilling and I am grateful to the Groww founders (Lalit, Harsh, Neeraj, Ishan) for an incredible partnership. I am proud to step down with the company in such a strong position. At 88% YoY revenue growth and $300M annual net income run rate, it is witnessing an acceleration at scale! Groww provides both an inspiration and a peek into the future of Indian entrepreneurship. The markets in India are deepening and so are the ambitions and expertise of founders and management teams. I am excited for what the future holds for India's startup ecosystem and look forward to partnering with the next generation of founders.
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Nihit Nirmal liked thisExcited to welcome Jillian Slyfield to Singapore and hear from her about the innovation and trends shaping the Tech landscape globally and in the US! Looking forward to hosting CHROs and Heads of rewards at this exclusive event where industry stalwarts Kulshaan Singh Puneet Swani will be speaking to CHROs and leaders around the impact of AI and therefore evolving role of HR. Rahul Chawla Ishita Goel Sara Tiew Sahil Batra Shikha GaurNihit Nirmal liked thisWe’re convening an exclusive group of senior HR leaders in-person on 12 May in Singapore for APAC Tech Community session focused on how AI, innovation and the CHRO agenda are evolving in practice. This closed, invitation only forum will bring together CHROs and senior HR leaders to exchange perspectives on: • AI and innovation trends from a US lens with implications for APAC • What it really takes to bring AI to life in organisations • The evolving role of the CHRO Peer and client case insights So excited for our upcoming event with Jillian Slyfield, Kulshaan Singh, Puneet Swani and industry leaders! Who should attend This session is designed for senior HR leaders in the technology sector, including: Heads of HR, CHROs / CPOs, Heads of Total Rewards, Global Heads of Compensation & Benefits. If you’re a senior HR leader in the technology industry and would like to hear more about how innovation is shaping the workforce agenda and how HR leaders are responding in practice, please reach out to Bhavana Chauhan, Ankur Saxena & Dhilip Kumar Raju. We’d be happy to share more details. Limited spots available. Share your interest today: https://aon.io/4t3tuxH 📅 Tuesday, 12 May 🕣 8:30 a.m. – 6:00 p.m., followed by networking drinks 📍 Singapore
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Nihit Nirmal liked thisNihit Nirmal liked thisEvery few months, someone declares SEA venture "broken." Today, Salmon Group — a portfolio company we backed at Antler in an earlier round — announced a $100M financing: $60M in equity plus $40M of public bonds Significantly oversubscribed on the equity side, and placed cleanly on the debt side despite volatile global capital markets. One of the few genuinely oversubscribed rounds in the region this cycle. By coincidence, Tencent also announced a ~$500M investment into Kaspi.kz today — a Kazakhstan neobank - one of my favourite names in public markets, now sitting at a ~$17B market cap. In Kazakhstan. Population 20 million. The Philippines has 115 million. If a disciplined consumer fintech can compound to $17B there, the ceiling here is in a different class entirely — the underbanked opportunity is larger by every dimension. What Pavel, George, Raffy and the Salmon Group Ltd team have built in just three years is the real story: a BSP-licensed bank and a genuine challenger to legacy Philippine banks, with a capital structure more typical of a decade-old institution. Proud to have been in early. The next chapter should be the most interesting one yet. https://lnkd.in/gvcnQgxk Antler Martell Hardenberg Christopher Walsh Mathias Owing Maanum Keerat Singh Sethi
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Nihit Nirmal liked thisNium recently opened our new office in San Francisco, and we were honored to have Jeffrey Siow, Acting Minister for Transport and Senior Minister of State for Finance for Singapore, join us to officially open the office. Moments like this make you pause and reflect on the journey. Nium was born in Singapore. Many of the opportunities we’ve had over the past decade, the ability to build, experiment, expand globally, and connect with the world, were made possible because of the incredible ecosystem Singapore has created for entrepreneurs. From early support and access to global markets to a regulatory environment that encourages innovation while maintaining strong standards, Singapore has played a huge role in shaping where Nium is today. As we continue to grow globally, it’s important to recognize where the journey started. A big thank you to Singapore and the many people who supported us along the way.Nihit Nirmal liked thisJust moved into a new space in San Francisco and what better way to mark the moment than welcoming friends from around the world into our home. We were honoured to have Singapore’s Acting Minister for Transport and Senior Minister of State for Finance, Jeffrey Siow, join us to officiate the opening. From Singapore 🇸🇬 to San Francisco 🇺🇸 , two global hubs we call home, it’s always special to open our doors and share these milestones together. Prajit Nanu, Andre Mancl, Anupam Pahuja, Rob Regan, Beto Lobos
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Nihit Nirmal liked thisNihit Nirmal liked thisSometimes your wife pushes you to try things you would never attempt on your own. Last week she asked me to help with a small problem. Our kid is preparing for the IGCSE maths extended paper. The practice copy she had arranged came from a senior, and every question already had the answer written on it. She wanted a clean version so our kid could actually solve the paper herself. All I had were 20 pages of low quality phone screenshots. I opened Claude and asked it to rebuild the paper into a clean document. The text part worked well. The diagrams were the hard part. Claude first told me it could not generate the graphs and figures on its own so it has provided the text description of the images. My wife, who was acting as my client on this project, was not ready to accept the solution without the diagram images. That is where my engineering brain kicked in. I asked it to use Python libraries like matplotlib to draw every diagram. Circles, sectors, speed time graphs, Venn diagrams, cumulative frequency curves. All of it. A few hours later the full 20 page paper was sitting in front of me, exact diagrams and all. The side by side in the image tells the story. The real lesson for me was simple. Good AI use cases are sitting around us in everyday life. You just have to notice them.
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Micromax Logo Hunt
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Crowd sourced activities to create new Micromax logo. We launched a global campaign for Micromax and drew in excess of 2500 entries from 1500 participants with minimal budget.
We did a mix of online and offline effort to drive such traction.
New Micromax logo was unveiled during a India vs Pakistan match during Asia Cup.Other creatorsSee project
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Aditya Arora
Faad Capital • 162K followers
Agilitas x Virat Kohli partnership is one of the masterstroke deals I have seen in recent times. Virat invests 40 CR in Agilitas for a 1.94% stake, putting Agilitas’s valuation around 2000 CR. 📈 In turn, Agilitas acquires one8world, making Virat a co-founder and shareholder. They now get two very important growth levers: ⬇️ 1. A powerful manufacturing (via Mochiko Shoes - a 600 CR+ footwear brand that Agilitas acquired in 2008 ), 2. India’s biggest athlete — exclusively aligned. Easily becomes a 4000 CR revenue brand in the next 5 years. Footwear + retail scale requires capital — but this partnership compresses customer acquisition, product cycles, and brand-building like few others. Even Virat said in his podcast with Abhishek Ganguly, the co-founder of Agilitas that, “I didn’t want a brand deal… I wanted to build something that outlives me.” And Abhishek said something even beautiful - “An ambition to build from India but be globally relevant.” This isn’t marketing. This is legacy building with shared skin in the game. And that is how startups work - shared ambition with one goal (to make the company big) and food (read stake) in the table for everyone! A company that can be built in the long term with culture, capital, and conviction aligned. This might be the first time in India, where an athlete joins hands with a sport company to re-imagine and build the sport ecosystem of India - truly revolutionalising the game with a clear vision. 🙌
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Dale Vaz
Sahi • 49K followers
Not too long ago, when we told people we were building Sahi , they'd ask: "Why build another broking app?" I'd pause. Because they were missing the real story. Sure, anyone can place a trade today. But I'd watch friends, colleagues, even seasoned traders struggle with the questions that actually matter: *What should I buy? When do I buy? When do I sell?* The data told the same story—SEBI's numbers showed individual investors consistently underperforming the market. Not because they lack intelligence, but because they lack the right tools and insights. That's when it hit us. Individual traders weren't asking for another broker. They were asking for an assist in their financial journey. Someone who could level the playing field. This idea became Sahi. With Sahi, we set out to build something different. Pro-grade tools that didn't intimidate. Personalized insights that actually helped. Lightning-fast execution wrapped in an experience so intuitive, it felt like second nature. **Six months later, here we are:** 200K+ app downloads. Half of our traders placed over 100 trades. Most importantly - We're seeing 2X more profitable traders than the industry average. From our proprietary Sahi Charts and execution engine to India's most customizable Web Trading terminal, from real-time Sahi Signals to keeping brokerage at just ₹10 per order—every decision was made with one person in mind: the individual trader who deserved better. As we gratefully announce our Series A fund raise, we are even more excited about the future. With AI and Automation in the future, we believe it's time to democratize access to high performance investing and trading for all. And so, to everyone who believed when Sahi was just an idea—our early users who trusted us with their trades, our Tech and Operations team who work tirelessly to make it real, our Investors Accel in India and Elevation Capital and Angels who saw the vision—thank you. The journey has just started, but it has started.
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Vardan Aggarwal
goSTOPS • 3K followers
I feel there is a simpler resolution to the debate around gig work if we stop treating it as a moral standoff and look for structural common ground. Gig work offers labour many of the same advantages industrialisation once did - scale, flexibility, and access to income. It also carries the same structural flaws - power asymmetry, pressure on human limits, and increasing social cost. Labour laws, in that context, helped stabilise capitalism against the threat of socialism. And capitalism has thrived since alongside labour laws. Deepinder Goyal himself has publicly shared the economic model he believes is fair to delivery riders. Today, however, this fairness depends on the benevolence and discretion of Deepinder and Zomato. Codifying such a system into law would ensure that all gig workers have access to the same fairness, while allowing the ecosystem to thrive even as Deepinder moves on to his next set of experiments. So what might such a framework look like? I combined the fundamental tenets of labour laws with the model described by Deepinder in his Twitter thread to outline one possible framework for gig work. Check the article below.
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Varun Saxena
Finverge • 3K followers
💥 Profitability in fintech? Pine Labs just did it. While many startups are chasing scale, Pine Labs quietly hit profitability in the June quarter of FY26 — with revenues up 18% YoY. 📈 In an industry known for burning cash to grow fast, this is a signal shift — from growth at all costs to growth with purpose. Here’s why this matters 👇 ✅ Profitability means resilience — a fintech that can sustain without relying on endless funding rounds. ✅ It boosts investor confidence — the market loves a business that knows when to slow burn and when to scale. ✅ It sets a new benchmark — Indian fintechs can be both innovative and financially disciplined. 🌍 The bigger picture: India’s fintech sector is maturing. Players like Pine Labs are showing that sustainable unit economics aren’t a dream — they’re the new reality. 💬 Question for the network: Are we entering a new era where fintechs will be valued more for profits than promises? #Fintech #Startup #PineLabs #Profitability #DigitalPayments #IndiaStartups #BusinessGrowth #Sustainability #Entrepreneurship
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Fundbox
24K followers
What’s next for SMB lending? Fundbox CFO, Renuka Nayani, joins Fintech Newscast to talk about all things fintech — from transforming access to capital, the power of platform partnerships, and our strategy for navigating today’s economic landscape. Check out the episode!
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Avnish Bajaj
Z47 • 47K followers
OneCard rewrote the rules of the credit card category in India: no hidden fees, full control, metal meets mobile. #AnuragSinha, Vibhav Hathi, and Rupesh Kumar didn’t just build a great fintech product. They built trust at scale. We backed them before the first OneCard card shipped. Now, they’re leading a quiet revolution. Love the #BackTheBold campaign by Razorpay bringing together Indian’s boldest founders. Harshil Mathur, Shashank Kumar, Rajat Agarwal, Vikram Vaidyanathan, Tarun Davda.
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Kushager Relhan
zavo • 906 followers
ZAVO is currently structuring a new lending product for our prime customer segment. The objective is to enable high ticket-size, competitively priced unsecured personal loans, powered by strong underwriting and qualified demand. A few data points for context: • 30+ lakh app downloads with industry-leading MAUs • ₹1,000+ crore repayments processed via our BBPS integration • ₹60–70 lakh/day in voucher sales, driven by repeat and high-intent users Our technology stack combines strict customer underwriting, integrated credit bureau data, and proprietary risk and behaviour models to ensure that only high-quality, pre-qualified leads are routed to partner lenders. The focus is on reducing acquisition friction, improving conversion quality, and maintaining portfolio health from Day 1. We’re actively speaking with banks, NBFCs, and regulated lenders interested in partnering on this product. Reach out at kushager.relhan@thezavo.com Or drop a comment below and we’ll connect #Lending #PersonalLoan #UnsecuredPL #Zavo #Underwriting #Credit #Loam #Fintech #Partnership
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Kyle Lubieniecki
Fractions • 5K followers
I just built Sparky 🐕 - the Strava for dog walkers - in ChatGPT. Prompt → PRD → prototype in Replit in ~5 minutes. Impressive. And inevitable. But here’s what gets lost in the hype: AI makes it easy to build a product. It doesn’t make it easy to build the right one. Apps are cheap now, but judgment isn’t. Even with AI: → Someone has to pick a real problem → Someone has to sequence bets, not ship everything → Someone has to connect product to distribution and pricing → Someone has to decide what not to build Without that clarity, AI just ships noise faster. Our belief at Fractions: Small teams win by making fewer, better decisions — then compounding them with tech. That looks like: → Strategy before tools → Systems over features → Learning loops over launch theater → Progress over polish AI compresses execution, but execution without intent is just motion. The winners won’t say, “We built it with ChatGPT.” They’ll be able to answer: → Why this? → Why now? → Why us? → Why keep going after the demo works? Building is easy now. Building something that matters is still the work. Read the Fractions philosophy (link in comments) 👇
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Jobaaj Stories
7K followers
PRISM-Backed OYO Assets Raises ₹125 Crore to Accelerate Nationwide Hotel Expansion Big news for OYO Assets (Sunday PropTech). The company has raised ₹125 crore in a new round led by InCred. This support shows strong trust in the company’s growth plans. •The funds will help expand in key leisure and business locations across India. •The plan includes 12 hotel acquisitions this year, with 7 already in advanced talks. •New properties will operate under Sunday Hotels, Palette Hotels, Townhouse, and select US brands. •The focus stays on profitable operations and strong cash flows. This investment gives OYO Assets more strength to scale and acquire quality hotels across the country. #OYOAssets #SundayPropTech #PRISM #HospitalityGrowth #HotelInvestments #InCred #FundingNews #IndianHospitality #BusinessExpansion #RealEstateInvesting #jobaajstories
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PropTechBuzz
32K followers
Sunday PropTech, backed by PRISM (parent company of OYO), plans to acquire 12 hotels in FY26 as part of its strategic growth push, supported by InCred, Analah, and SoftBank-backed investors. #SundayPropTech #HospitalityInvestment #PropTech #OYO #RealEstateIndia #HotelIndustry #PremiumHotels #BusinessExpansion #PRISM #PropTechBuzz #PTB #Innovation Read More - https://lnkd.in/dueiy6C4 —---------------------- If you are a proptech company and want to promote your products for free, go to proptechbuzz.com and submit your products. For investors or proptech buyers, sign up on our platform to stay informed about exciting updates and trends in the Proptech Ecosystem. Explore more Proptech news at proptechbuzz.com/news, for news tips and promotions, reach out to marketing@proptechbuzz.com.
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Vijay Anand
Quanten Media • 599K followers
The key to building a venture scale business is to live in the future and work backwards. As an entrepreneur who is going through the zero to one journey with Quanten Media, Even as we are signing up early customers and going through the value delivery playbook and ironing out processes and repeatability, the question in mind is as to how many such transactions do we need to delivery impeccably and in an outstanding way to get to the first 1.5 to 2mn USD in revenue, and in what timeline, what are the resources that will get us there, what is important that needs to be hands on and what needs to be delegated and monitored, and how do we qualify these early customers who will grow with us to become strategic accounts. Each of these decisions are important and it lays the foundation as to what you build from here. If you make it people-centric and not process and organization centric, you risk eroding margins and unreliability as you scale - and there is a limit to how much you can grow. While you are keen to evolve through the zero to one process, it is important to live in the future and work backwards, because that makes you keep an eye on what truly matters.
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Ameya Sood
ixigo • 3K followers
🚄💳 Introducing ixigo Credit – Travel Now, Pay Smarter! We’re thrilled to launch ixigo Credit, our all-new in-house Buy Now, Pay Later (BNPL) solution for Flight & Train bookings on ixigo – built in partnership with Snapmint. 🧳✨ This launch solves two of the biggest user pain points in the travel journey: 💰 Affordability – Book your tickets now and pay with No Cost EMIs over time. ⚡ Convenience – Enjoy a frictionless Pay Later option at checkout for a hassle free 1-Click checkout. What makes ixigo Credit even more powerful is that we review and upgrade credit limits over time for users who demonstrate responsible usage – rewarding good behaviour with more flexibility. 📈🙌 This is one of the fastest and smoothest digital credit experiences in the industry – tailored to empower India’s mass travellers with more control over their travel spending. A huge shoutout to our product, design & engineering teams for bringing this to life 💥 Onwards and upwards! 🚀 Saransh Dube Abhineet Sawa #ixigoCredit #BNPL #PayLater #NoCostEMI #TrainTravel #Fintech #AffordableTravel #ProductLaunch #Snapmint #Convenience #UserFirst #ixigo
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Govind Pandey
SUNMI • 4K followers
GenAI in Fintech: Transforming the Backbone of Indian Digital Payments. Last week, Neurofin, a fintech infra startup, raised $1.6 million to bring GenAI automation into compliance and operations in India’s BFSI space. (Source: Economic Times, July 2025) While most of the GenAI buzz is around consumer apps, its deeper impact may lie in the invisible infrastructure that powers India’s digital economy. India’s payments stack runs on millions of POS terminals, QR codes, APIs, SDKs, and cloud platforms - all managing KYC, fraud checks, onboarding & settlement behind the scenes. AI and ML have already brought scale. GenAI now brings context, speed, and intelligence to the edge. · Voice-first support: Daily sales summary in Hindi or any local dialect. · Business nudges: Simple insights like “Your UPI sales dropped 15% this week”. · On-device fraud checks: Spot risky patterns live, not just at the backend. · RegTech at the edge: Terminals flag GST or location-based compliance gaps. · Instant onboarding: PAN/GST scanned and verified on a POS. etc. These aren’t just ideas. They’re already being built. India’s next fintech wave won’t just be app-first - it will be infra-smart. #Sunmi #GenAI #FintechInfra #AIinPayments #SmartPOS #IndiaFintech #DigitalPayments #RegTech #StartupIndia.
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Oliver Libuda
BCG X • 5K followers
When I started as a #PM, a large part of the role was writing #PRDs and iterating with stakeholders before handing off to engineering. That process is rapidly changing and PRD's as we know it are dying. Here’s what will replace it. 📋 FROM: Traditional PRD process 📋 ■ Spending hours interviewing customers and manually synthesizing insights ■ Drafts that miss standard language and cross-stakeholder expectations ■ Low-fidelity or no visuals in early drafts ■ Lengthy, repetitive review cycles with multiple stakeholders ■ Manual updates after every meeting ■ Manual breakdown of PRDs into features and user stories ■ Manual creation of QA test cases and UAT scripts ■ Static, outdated documentation post-launch ⚡ TO: GenAI-enabled PRD process ⚡ ■ AI-augmented synthesis with interrogation and summarization capabilities ■ GPT-powered co-creation that aligns across stakeholders and domains ■ Instant generation of interactive prototypes for each feature or improvement ■ Real-time prompt refinement during working sessions to shape ideas ■ Automated artifact updates from meeting transcripts and decisions ■ Auto-generation of features, user stories, and acceptance criteria ■ Automated creation of QA test cases and UAT scripts ■ Continuously evolving, real-time documentation synced with changes 🧠 What it means for PMs 🧠 1️⃣ You’re no longer measured by specs, but by how fast you validate and ship ideas 2️⃣ Documentation isn’t dead, it’s now a dynamic, AI-supported asset 3️⃣ The best PMs don’t “own the doc”, they orchestrate the system Shai Dinnar Diana Cordova Shivani Rathi Emily Gao Dane Greisiger Justine Wang Kushal T. Anne Schmitt Bradley Antcliff Dimitrios Lippe
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Anupam Chawla
Uber • 3K followers
How I built a self-propelling 🚀 organic user acquisition growth loop 🔁 that added over 💰 $200K in monthly incremental revenue from new users at a Travel & Lifestyle Unicorn in Southeast Asia Most Product Managers focus on optimizing linear funnels: ➡️ Step 1 → 2 → … → Conversion But sustainable growth 🪴 comes from self-propelling loops built around value. 💜 They're a virtuous cycle: Users → Value → Sharing with their network → New High-intent users → More value In 2019, as a Product Manager, I faced a key challenge - -Drive sustainable new user acquisition 🍀 -Reduce our dependency on expensive paid advertising 🚩 -Leverage existing User Generated Content (UGC), which had massive untapped potential 🌟 People share after trips 🧳 , their network sees authentic reviews, which leads to high-intent bookings and, in turn, more authentic content. It’s #Organic It’s #Alturistic It’s #SelfPropelling Sharing my 4 step measures I built (in carousel below) :) The results speak for themselves 📈 10x higher CTR on user content versus paid ads 🎯 24% MoM new user acquisition 💰 Over $200K in monthly incremental revenue #GrowthLoops #ProductStrategy #UGC #WordOfMouth #OrganicGrowth #ProductManagement #Referral #Acquisition #CAC #Social #Ecommerce #Conversion #Marketplaces #Travel #Lifestyle #OnlineTravel Methods only • No confidential data • Personal views
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Ariyan Saikh
Unnatim • 2K followers
Moving from Payment Gateways to Payment Infrastructure The Indian fintech landscape has shifted. Yesterday, success meant getting a payment link to work. Tomorrow, it’s about an intelligent Checkout Orchestration. We’ve been heads-down building a next-gen checkout stack that treats payments as a strategic growth layer — not just a utility. Here’s what’s under the hood: ► One-Click Standard Reducing the gap between purchase intent and successful completion. ► Zero-Code Embedded Checkout Our native iFrame integrates seamlessly into your app or website. High-performance infrastructure with zero development debt. ► Security by Design Built on Zero Trust architecture. We verify every transaction flow — not just the perimeter. ► Intelligence Layer Smart routing + policy-based decisions. If one payment gateway is down or underperforming, the system automatically reroutes in real-time. No manual intervention needed. ► Global from Day One Multi-currency support and multi-payment gateway integrations are native, not afterthoughts. We’re moving away from rigid, single-provider dependencies toward a fluid, resilient, and future-ready payments ecosystem. The goal is simple: Create a checkout experience so seamless it feels like a natural extension of the user’s thought process. The era of basic payment gateways is ending. The age of intelligent payment infrastructure has begun. Click here to know more: https://lnkd.in/gHG7kcFD UnPay #Fintech #Payments #CheckoutOrchestration #IndianFintech #PaymentInfrastructure #EmbeddedFinance #UnPay
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Startup Square
126 followers
Fintech startup Credilio raises ₹30 crore in Series A led by Cornerstone Ventures, with valuation jumping 2.7X to ₹330 crore. 👇Tap the link below to read the full story https://lnkd.in/gYiXutYa #Fintech #StartupFunding #SeriesA #Credilio #CornerstoneVentures #InvestmentNews #ValuationGrowth #FinancialTechnology #StartupSuccess #VentureCapital #IndiaStartups #FundingRound #Entrepreneurship #TechInnovation #BusinessGrowth
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