Traditional compliance has been built around manual periodic KYC reviews. But this approach leaves blind spots and exposes firms to regulatory risk. KYC360 CLM reframes compliance around continuous, event-driven oversight. It provides a permanent home for customer risk data, a single source of truth, and the ability to act immediately when circumstances change, whether it’s an expired document, an updated sanctions list, or adverse media. Transform manual processes into a streamlined, intelligent and actionable system built for scalability, enhanced customer experience, and regulatory-ready transparency. Learn more: https://lnkd.in/ejt3nXcr

Staying on top of customer risk in today’s fast-moving world is tough, but it doesn’t have to be. Perpetual KYC (pKYC) helps financial institutions keep customer data up to date automatically, so they can spot changes early and act fast. It’s a proactive way to stay compliant, cut down on manual reviews, and keep your operations running smoothly. In our latest blog, we break down how pKYC works, why it matters, and how it can give your organization a real edge in managing risk. https://lnkd.in/g3_DDxDC #PerpetualKYC #RiskManagement #AML #Compliance #DigitalTransformation #MoodyAnalytics

BIS 50% Rule: New Compliance Duties in KYC & Export As of September 29, 2025, the BIS 50% Rule is in effect. It requires companies to uncover direct, indirect, and aggregated ownership links to parties on U.S. restricted lists. This affects both exports and KYC processes. 💡 Key Implications: Hidden ownership must be identified Even unnamed subsidiaries may be restricted Due diligence standards are rising ✅ How D&B helps: Global shareholder data Automated ownership aggregation Beneficial owner identification Integration into compliance workflows 📌 Bottom line: Manual checks aren’t enough. D&B’s data helps detect hidden risks early and ensures resilient compliance.

In today’s digital-driven financial landscape, trust remains the most valuable currency between organizations and their customers. Proper KYC (Know Your Customer) verification goes beyond regulatory compliance — it is the first step in building authentic, transparent, and lasting relationships. Every verified document, every correctly identified customer, and every compliance step completed strengthens the foundation of institutional credibility. As professionals in this field, our role is not just to verify identities but to safeguard integrity and ensure that every customer onboarded can trust the system they interact with. #KYC #Compliance #CustomerTrust #OperationalExcellence

Periodic KYC isn’t enough. Incomplete profiles and outdated watchlists leave institutions exposed. Our new brochure explores how AI-powered screening reduces false positives, improves accuracy and keeps customer profiles up to date >> https://lnkd.in/eyx7ktCm... #FinancialCrime

Are your manual Enhanced Due Diligence processes creating a compliance bottleneck for high-risk clients? Modern EDD requires more than a simple background check. RegTech platforms automate this with AI powered adverse media screening, real time sanctions list monitoring, and the shift towards perpetual KYC. This ensures your firm has a complete, auditable view of its riskiest clients, such as PEPs and those connected to high risk jurisdictions. How does your team manage the workflow for EDD investigations? Share your experience in the comments. Repost this for your network to see the power of automated Enhanced Due Diligence. #AMLUAE #RegTech #EDD #AML #PerpetualKYC #AdverseMedia #PEP #Sanctions

KYC gives you data. But compliance? That’s about connecting patterns, not just collecting profiles. Without risk scoring, ongoing checks, and verification, you’re only seeing half the picture. The real strength lies in turning KYC data into actionable insight. #AMLCompliance #KYCRisk #RegTech #FinancialIntegrity

The real threat isn’t always the transaction. It’s the ownership you don’t see. Behind every corporate structure lies a simple question with complex answers: Who ultimately controls this entity? For years, compliance teams have been running KYC and AML checks without truly peeling back the layers of beneficial ownership. The result? Blind spots that surface only when it’s too late — regulatory scrutiny, reputational damage, or fines that dwarf prevention costs. The modern compliance function cannot rely on assumptions or declarations alone. It needs a structured, evidence-based framework for UBO identification - one that’s proportionate, auditable, and global by design. Our latest UBO Playbook was built for this purpose. A practical guide to beneficial ownership transparency - explaining what regulators expect, what data is required, and how to verify control beyond paper trails. Download the guide and strengthen your UBO process from the inside out. 👉 https://lnkd.in/gqRb2JZu

AML TALK #2 - Guess less. Comply smarter. Most compliance teams still guess this answer. They don’t know whether to block by overall risk score or by category, or what % is considered safe. The result? - Missed suspicious activity. - Overblocking legitimate users. - Zero confidence in their compliance policy. That’s the reality AMLBot clients face before they onboard. Here’s how AMLBot fixes that: -Provides granular risk scoring — both overall and by category/signal. - Lets you enforce your policy directly inside Transaction Monitoring — no more manual guessing. - Aligns your internal risk policy with actual, measurable data. No more uncertainty. You decide what’s acceptable AMLBot makes sure it’s enforced. Stronger compliance control Faster decisions No blind spots across transactions We built a risk-policy template that leading fintechs use to define their thresholds. DM “THRESHOLD” and I’ll send it to you.

Risks don’t wait for your annual review cycle. That’s where perpetual KYC (pKYC) comes in. Instead of relying on static, point-in-time checks, pKYC gives you a real-time view of your customers—so you can spot changes, flag risks, and stay compliant without missing a beat. It’s not just about ticking boxes. It’s about being proactive, protecting your business, and building stronger, more trusted relationships. At Moody’s, we’re helping financial services teams rethink compliance and client lifecycle management with smarter, more dynamic tools. https://lnkd.in/gRiTpwy5 #pKYC #compliance #riskmanagement