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Smart Collect 2.0

Instant Collections &
Automated Reconciliation-
Redefine Your Bank Transfers

Instant Collections &
Automated Reconciliation-
Redefine Your Bank Transfers

Instant Collections &
Automated Reconciliation-
Redefine Your Bank Transfers

Automatically reconcile incoming UPI, IMPS, NEFT and RTGS payments and enjoy real-time, instant collections that keep your cash flow agile.

Automatically reconcile incoming UPI, IMPS, NEFT and RTGS payments and enjoy real-time, instant collections that keep your cash flow agile.

Automatically reconcile incoming UPI, IMPS, NEFT and RTGS payments and enjoy real-time, instant collections that keep your cash flow agile.

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Collect Smarter, Not Harder
How does RazorpayX Smart Collect 2.0 work?

Collect Smarter, Not Harder
How does RazorpayX Smart Collect 2.0 work?

Collect Smarter,
Not Harder

How does RazorpayX Smart Collect 2.0 work?

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Setup &
Integration

  • Get unique identifier series linked to your business bank account*

  • Integrate with RazorpayX and create identifiers using our APIs/Dashboard

Streamline your
Collections

  • Share these identifiers with your customers

  • Customers can start making UPI, IMPS, NEFT or RTGS payments to these identifiers

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Monitor &
Reconcile

  • Funds land instantly in your bank account

  • Track and reconcile all payments in real-time via dashboard and instant webhooks

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Setup &
Integration

  • Get unique identifier series linked to your business bank account*

  • Integrate with RazorpayX and create identifiers using our APIs/Dashboard

Image

Streamline your
Collections

  • Share these identifiers with your customers

  • Customers can start making UPI, IMPS, NEFT or RTGS payments to these identifiers

Image
Image

Monitor &
Reconcile

  • Funds land instantly in your bank account

  • Track and reconcile all payments in real-time via dashboard and instant webhooks

Image
Image

Setup &
Integration

  • Get unique identifier series linked to your business bank account*

  • Integrate with RazorpayX and create identifiers using our APIs/Dashboard

Image

Streamline your
Collections

  • Share these identifiers with your customers

  • Customers can start making UPI, IMPS, NEFT or RTGS payments to these identifiers

Image
Image

Monitor &
Reconcile

  • Funds land instantly in your bank account

  • Track and reconcile all payments in real-time via dashboard and instant webhooks

Image

*For unique use cases, we offer customer identifiers via the Razorpay Payment Gateway, which has limited features.

*For unique use cases, we offer customer identifiers via the Razorpay Payment Gateway, which has limited features.

Let Tech do the Tedious
Why choose RazorpayX Smart Collect 2.0?

Let Tech do the Tedious
Why choose RazorpayX Smart Collect 2.0?

Let Tech do the Tedious
Why choose RazorpayX Smart Collect 2.0?

APIs, Webhooks & Dashboards= Zero Manual Effort

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​​APIs, Webhooks & Dashboards

= Zero Manual Effort

Know who paid, how much, and when - in real-time -
without spending any manual efforts

APIs, Webhooks & Dashboards= Zero Manual Effort

Image

​​APIs, Webhooks & Dashboards

= Zero Manual Effort

Know who paid, how much, and when - in real-time -
without spending any manual efforts

APIs, Webhooks & Dashboards= Zero Manual Effort

Image

​​APIs, Webhooks & Dashboards

= Zero Manual Effort

Know who paid, how much, and when - in real-time - without spending any manual efforts

Brand personalization for better trust

Brand personalization
for better trust

  • Customize the identifiers with your company’s branding

  • Instill more trust in your customers and boost collections

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Brand personalization for better trust

Brand personalization
for better trust

  • Customize the identifiers with your company’s branding

  • Instill more trust in your customers and boost collections

Image

Brand personalization for better trust

Brand personalization
for better trust

  • Customize the identifiers with your company’s branding

  • Instill more trust in your customers and boost collections

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Only the Right Payments from the Right Customers

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Only the Right Payments
from the Right Customers

Enjoy better security and compliance - accept payments
only from whitelisted customers

Only the Right Payments from the Right Customers

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Only the Right Payments
from the Right Customers

Enjoy better security and compliance - accept payments
only from whitelisted customers

Only the Right Payments from the Right Customers

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Only the Right Payments
from the Right Customers

Enjoy better security and compliance - accept payments only from whitelisted customers

Instant Collections

Instant
Collections

No more waiting games. Get money
instantly in your bank account

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Instant Collections

Instant Collections

No more waiting games. Get money
instantly in your bank account

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Instant Collections

Instant
Collections

No more waiting games. Get money instantly in your bank account

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Seamlessly refund back to source

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Seamlessly refund
back to source

Seamlessly refund any payment made to
the wrong and deactivated Identifiers

Seamlessly refund
back to source

Seamlessly refund any payment made to the wrong and deactivated Identifiers

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Everyone loves UPI,
including your customers!

Grow your Business with our
UPI support for Bank Transfers

Let your customer effortlessly make
Bank

Transfers via UPI Apps

We even support Virtual UPI IDs. Your customers can now simply make UPI Payments directly to your bank account

Everyone loves UPI,
including your customers!

Grow your Business with our UPI support for Bank Transfers

Let your customer effortlessly make
Bank

Transfers via UPI Apps

We even support Virtual UPI IDs. Your customers can now simply make UPI Payments directly to your bank account

Image
Image
Everyone loves UPI,
including your customers!

Grow your Business with our UPI support for Bank Transfers

Let your customer effortlessly make Bank

Transfers via UPI Apps

We even support Virtual UPI IDs. Your customers can now simply make UPI Payments directly to your bank account

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Built for use cases
across multiple industries

Built for use cases
across multiple industries

Built for use cases
across multiple industries

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Broking Companies
Broking Companies

Track high-value
transactions with ease

Track high-value
transactions with ease

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Lending Businesses
Lending Businesses

Automate reconciliation
of

all loan collections

Automate reconciliation
of

all loan collections

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B2B Marketplaces
B2B Marketplaces

Simplify collections
from

various vendors

Simplify collections
from

various vendors

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Real Estate Builders
Real Estate Builders

Manage large payments
from buyers

Manage large payments
from buyers

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Schools & Universities
Schools & Universities

Collect fees from students
with minimal effort

Collect fees from students
with minimal effort

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Hospitals
Hospitals

Track payments from patients
and insurance companies

Track payments from patients
and insurance companies

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Franchise Businesses
Franchise Businesses

Monitor branch-wise


collections in real-time

Monitor branch-wise


collections in real-time

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Ad Monetisation
Ad Monetisation

Help customers start ad campaigns in real-time via instant collections

Help customers start ad campaigns in real-time via instant collections

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Crowdfunding Platforms
Crowdfunding Platforms

Increase donor collections

via UPI support

Increase donor collections

via UPI support

and more!
and more!

Customer stories

Businesses use us to make business payments accurately, fast & delightful

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    With RazorpayX Smart Collect 2.0, we’ve streamlined B2B collections like never before. Instant reconciliation, along with Instant Collections, means our cash flow is always optimized, and our finance team can focus on growth instead of manual reconciliations and cash flow management.

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    Rakesh Agarwal

    Group CFO, JSW One Platforms

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    At 5paisa, we continuously seek solutions to enhance efficiency & customer experience. Our integration of RazorpayX Smart Collect 2.0 has been a game-changer in streamlining our Collections. We now enjoy seamless reconciliation, direct settlement & unique customized virtual accounts, created directly on our current account, reducing external dependencies.

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    Ajinkya Kaner

    Senior Product Manager, 5Paisa

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    RazorpayX Smart Collect 2.0 has been pivotal for our P2P lending platform. With automated fund tracking, unique identifiers, and instant settlements, we’ve eliminated manual reconciliation challenges. This has allowed us to focus on what truly matters - enabling financial inclusion at scale. Also, the support from the RazorpayX team has been phenomenal.

    Saurabh Dobhal & Swati Agarwal

    VP - Technology, Product, Rang De

  • Image

    RazorpayX Smart Collect 2.0 ensures that our clients can only deposit funds from whitelisted bank accounts. The Third Party Verification check feature has significantly improved compliance and reconciliation for higher ticket-size bank transfers.

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    Pranita Joshi

    Group Product Manager, Dhan

  • Image

    At Leegality, RazorpayX Smart Collect 2.0 has significantly enhanced our financial operations. The platform's instant collections keep our cash flow robust, while the automated reconciliation process has relieved our finance team from time-consuming manual tasks. This efficiency allows us to focus on more strategic priorities.

    Mayank Khatri

    Head of Finance, Leegality

  • Image

    With RazorpayX Smart Collect 2.0, donors can contribute via Bank Transfers directly from the UPI app effortlessly, and the campaign owner receives funds instantly. It’s a game-changer for crowdfunding efficiency.

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    Swetank Yadav

    Product Manager, Milaap

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    At Quicko, RazorpayX Smart Collect 2.0 has transformed our payment processes. With instant reconciliation of all our B2B collections and immediate collections in our bank account, we can manage our cashflows much more efficiently. It has saved us 60+ hours every month of manual reconciliation tasks.

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    Vishvajit Sonagara

    Founder, Quicko

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    50% of our payments are via bank transfers. Razorpay Smart Collect has helped us automate this end-to-end and simplify the process for the FinOps team.

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    Shailesh Gupta

    Founder, Innov8

Customer stories

Businesses use us to make business payments accurately, fast & delightful

  • Image
    With RazorpayX Smart Collect 2.0, we’ve streamlined B2B collections like never before. Instant reconciliation, along with Instant Collections, means our cash flow is always optimized, and our finance team can focus on growth instead of manual reconciliations and cash flow management.

    Rakesh Agarwal

    Group CFO, JSW One Platforms

  • Image
    At 5paisa, we continuously seek solutions to enhance efficiency & customer experience. Our integration of RazorpayX Smart Collect 2.0 has been a game-changer in streamlining our Collections. We now enjoy seamless reconciliation, direct settlement & unique customized virtual accounts, created directly on our current account.

    Ajinkya Kaner

    Senior Product Manager, 5Paisa

  • Image
    RazorpayX Smart Collect 2.0 transformed our P2P lending platform with automated tracking, unique identifiers, and instant settlements—eliminating manual reconciliation. We focus on scaling financial inclusion with outstanding support from the RazorpayX team.

    Saurabh Dobhal & Swati Agarwal

    VP - Technology, Product, Rang De

  • Image
    RazorpayX Smart Collect 2.0 ensures that our clients can only deposit funds from whitelisted bank accounts. The Third Party Verification check feature has significantly improved compliance and reconciliation for higher ticket-size bank transfers.

    Pranita Joshi

    Group Product Manager, Dhan

  • Image
    At Leegality, RazorpayX Smart Collect 2.0 has significantly enhanced our financial operations. The platform's instant collections keep our cash flow robust, while the automated reconciliation process has relieved our finance team from time-consuming manual tasks. This efficiency allows us to focus on more strategic priorities.

    Mayank Khatri

    Head of Finance, Leegality

  • Image
    With RazorpayX Smart Collect 2.0, donors can contribute via Bank Transfers directly from the UPI app effortlessly, and the campaign owner receives funds instantly. It’s a game-changer for crowdfunding efficiency.

    Swetank Yadav

    Product Manager, Milaap

  • Image
    At Quicko, RazorpayX Smart Collect 2.0 has transformed our payment processes. With instant reconciliation of all our B2B collections and immediate collections in our bank account, we can manage our cashflows much more efficiently. It has saved us 60+ hours every month of manual reconciliation tasks.

    Shailesh Gupta

    Founder, Innov8

  • Image
    50% of our payments are via bank transfers. Razorpay Smart Collect has helped us automate this end-to-end and simplify the process for the FinOps team.

    Shailesh Gupta

    Founder, Innov8

Customer stories

Businesses use us to make business payments accurately, fast & delightful
  • Image
    With RazorpayX Smart Collect 2.0, we’ve streamlined B2B collections like never before. Instant reconciliation, along with Instant Collections, means our cash flow is always optimized, and our finance team can focus on growth instead of manual reconciliations and cash flow management.

    Rakesh Agarwal

    Group CFO, JSW One Platforms

  • Image
    At 5paisa, we continuously seek solutions to enhance efficiency & customer experience. Our integration of RazorpayX Smart Collect 2.0 has been a game-changer in streamlining our Collections. We now enjoy seamless reconciliation, direct settlement & unique customized virtual accounts, created directly on our current account.

    Ajinkya Kaner

    Senior Product Manager, 5Paisa

  • Image
    RazorpayX Smart Collect 2.0 transformed our P2P lending platform with automated tracking, unique identifiers, and instant settlements—eliminating manual reconciliation. We focus on scaling financial inclusion with outstanding support from the RazorpayX team.

    Saurabh Dobhal & Swati Agarwal

    VP - Technology, Product, Rang De

  • Image
    RazorpayX Smart Collect 2.0 ensures that our clients can only deposit funds from whitelisted bank accounts. The Third Party Verification check feature has significantly improved compliance and reconciliation for higher ticket-size bank transfers.

    Pranita Joshi

    Group Product Manager, Dhan

  • Image
    At Leegality, RazorpayX Smart Collect 2.0 has significantly enhanced our financial operations. The platform's instant collections keep our cash flow robust, while the automated reconciliation process has relieved our finance team from time-consuming manual tasks. This efficiency allows us to focus on more strategic priorities.

    Mayank Khatri

    Head of Finance, Leegality

  • Image
    With RazorpayX Smart Collect 2.0, donors can contribute via Bank Transfers directly from the UPI app effortlessly, and the campaign owner receives funds instantly. It’s a game-changer for crowdfunding efficiency.

    Swetank Yadav

    Product Manager, Milaap

  • Image
    At Quicko, RazorpayX Smart Collect 2.0 has transformed our payment processes. With instant reconciliation of all our B2B collections and immediate collections in our bank account, we can manage our cashflows much more efficiently. It has saved us 60+ hours every month of manual reconciliation tasks.

    Shailesh Gupta

    Founder, Innov8

  • Image
    50% of our payments are via bank transfers. Razorpay Smart Collect has helped us automate this end-to-end and simplify the process for the FinOps team.

    Shailesh Gupta

    Founder, Innov8

Experience the future of business banking, today

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Frequently Asked Questions

Frequently Asked Questions