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496 followers
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Christopher Lim reacted on thisChristopher Lim reacted on thisI’m very honoured to be appointed CEO of The Digital Capital Collective (DCC). We are the sectoral body for the heterogeneous charity sector, and will strive to be a trusted advocate, and an effective digital enabler to level up the Transformational, Performance and Governance capabilities of charities in Singapore. A big thank you to Chairman Chin-Siong Seah for his trust in me to take DCC forward, and the Board Members who have been encouraging in both words and actions. A big shout out to #TemasekTrust Desmond Kuek for sponsoring a #CharityConveningWorkshop to give DCC the impetus. I look forward to working together with the many #Agencies #NCSS #AIC and the many #CommunityLeaders and #CharityLeaders to transform our #CharitySector We need more #Volunteers and #Partners and #Sponsors to come alongside with us.
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Christopher Lim liked thisChristopher Lim liked thisWhat separates a well-managed cyber incident from a damaging one? Close to 40 attendees came together to discuss the real-world challenges organisations face in the first critical hours of a cyber incident, covering common pitfalls, escalation decisions, and the complexities of recovery under pressure. A special thanks to Danial Aliffi for the insightful session, facilitating our members’ understanding of today’s ransomware landscape through practical scenarios and case studies. Guiding principles for incident response: • Know your incident response playbook inside out • Regularly test your backups • Map your notification obligations in line with sector-specific regulations • Establish secure, out-of-band communication channels The Business Continuity Chapter’s Executive Committee for 2026/2027 is committed to promoting continuity practices and business resilience: BC Chapter Committee Micah Tan | Christopher Lim | Keng Fong Chow | Jeffrey Chong MBCI, CBCI (Merit), CITBCM Sr, CCSMS, CACTS | Hoe Yew Soon | Martin Garner, CDir, FIoD, FSiD, MSCS, MBA | Cindy Q. | Paul Lee | Lim Pei Xin | Wong Tew Kiat | Benjamin Yeo Be part of a community that is shaping what’s next in Business Continuity. Connect, collaborate, and grow with SCS. #SCS #SCSExperiences #BusinessContinuity
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Christopher Lim liked thisChristopher Lim liked thisThe AI & Robotics Chapter convened its 7th Annual General Meeting, reaffirming its commitment to building a vibrant AI ecosystem in Singapore. At the heart of a growing AI community, the Chapter continues to bring together practitioners, stakeholders and the wider community to: • Foster deep knowledge sharing and stronger connections across the tech ecosystem • Champion AI literacy and responsible adoption • Support AI skills and capability development AI Chapter Executive Committee Keng Hoe Toh | Jason Tamara Widjaja | shin wee chuang 庄欣伟 | Gillian Cheng | Richard Goh | Chloe Li | Clifton Phua | Han Leong Goh | Hedren Sum, PhD, SMSCS | Jason Soh | Raju C. | Dr Rex Yeap | Wee Luen Chia | Tony Tay Be part of a community that is shaping what’s next in AI. Join SCS to connect, collaborate, and grow. #SCS #SCSExperiences #AI
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Christopher Lim liked thisChristopher Lim liked thisI have officially stepped into the role as CEO of NCS Group, effective 01-April-2026. I do so with a deep sense of gratitude and humility. I feel both grateful and inspired to lead NCS forward and honoured by the opportunity to serve alongside the committed and hardworking NCS men and women who give their best every day. As we look ahead, we will rewire NCS by deepening our industry domain expertise, scaling our AI platforms and capabilities, and building a culture that operates with speed, discipline, and impact! Our NCS collaborative, can-do culture is a core strength, and one I intend to build upon. At the same time, we will continue to attract, develop, and empower top talent as we transform NCS into a leading AI Tech Services company. To the NCS Group team: Thank you for your trust and support. I am excited for the journey ahead and all that we will achieve together!! #NCS
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Christopher Lim liked thisChristopher Lim liked thisI never imagined that my tech career would bring me onto the TV screen! 😂 It was my first time behind the scenes of a reality game show. What an eye-opening experience seeing the crew film the show like a well-oiled machine. (Check out my pics for the photos on set.) Watching these young teams design, build, and program robots to navigate the court and sink shots was a masterclass in problem-solving and technical agility. 🏀🏀🤖 Thank you to CNA for inviting Singapore Computer Society AI and Robotics chapter to be part of the show and having me as the judge of this Robohoop challenge. Huge congratulations to all the innovators who stepped onto the court! It’s clear the future of robotics is in very capable hands. Episode 1 of the CNA Tech Challenge is out. Watch it here: https://lnkd.in/guGDVVWF Wee Kiang CHENG | Shaun Koo | Claire C. | Keng Hoe Toh | Cheryl Lim
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Christopher Lim reacted on thisChristopher Lim reacted on thisI am deeply grateful to be appointed as an SCS Fellow in the recent Singapore Computer Society 59th Annual General Meeting, which is a recognition that represents excellence and contributions towards Singapore’s technology community. This fellowship is more than a title, it reflects a commitment to advancing Singapore digital future, championing ethical and inclusive technology and contributing to the growth of our professional community. Congratulations to fellow SCS Fellows Manik Bhandari | Yoke Fun Chiang | Joe Chiu | Gerry Chng| Mohamed Hardi | William Ho Thiam Hock , 何添福 (FSCS) (CISSP, CCSP, CISA, CISM, CRISC, CDPSE, CCSK) | Lan Geok Lim | Yean Sam Lim | Charu Mahajan | Jit Nagpal | Leong Seng Ong | Venky Shankararaman | Dr MeiHui T. | Soon Keow Tan | Tancy Tan I am equally humbled to have been elected to the SCS Council as Vice President this term. This opportunity allows me to continue serving the largest and most diverse technology society in Singapore with a community of 55,000, alongside passionate leaders and members who believe in the power of technology to uplift people, organizations and society. SCS Executive Council 2026/ 2027 President: Bee Kwan Lim Vice-President: Chung Heng Han Vice-President: Edward Chen Vice-President: Tancy Tan Honorary Secretary: Adrian Chye Honorary Treasurer: Mohamed Hardi Council Members: Henry Chang, Jason Chen, Wee Luen Chia, Hock Yun Khoong, Kevin Koh, Andy Lee, Seow Khun LUM, Chunyan Miao, Amit Shanker, Elsie Tan, Soon Keow Tan, Mia Kai Yap SCS has always been a place where professionals come together to learn, collaborate, and push boundaries across industries and disciplines. And as we stand at the inflexion point of AI, digital trust and rapid transformation, bringing our community in this journey matters more than ever. If you believe in growing, giving back, and shaping the future of technology in Singapore, I invite you to join us. Whether you’re a student, a seasoned leader or someone exploring new possibilities there is a place for you here at SCS https://lnkd.in/gViGksRa Thank you to everyone who has walked this journey with me. I carry your support with gratitude and I look forward to continue serving with heart, courage and purpose. #SCS #SCSForYou #SCSFellows #SCSAGM
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Christopher Lim liked thisChristopher Lim liked thisI had the privilege of welcoming colleagues from the Office of the National Anti-Corruption Commission (Thailand) to the Auditor-General's Office (Singapore) for a sharing session this afternoon. The exchange of ideas and experiences reaffirmed the immense value of international collaboration in the public sector. Learning from each other's approaches and challenges deepens our understanding and fuels our collective ambition to serve society with integrity and excellence, and I was particularly happy to have been given the opportunity to gain valuable insights into anti-corruption strategies. Artificial intelligence and data science have revolutionized the way we approach audit and compliance. These technologies allow us to analyze vast amounts of information efficiently, detect anomalies, and uncover potential risks with unprecedented accuracy. By leveraging AI-driven tools, we can move beyond traditional methods and deliver more robust, timely, and effective oversight. This transformation empowers us to be more proactive and strategic, shaping a future where transparency and accountability are embedded in every process. Preventing corruption is essential for achieving equitable and sustainable growth. By joining forces, auditors and anti-corruption agencies create a formidable barrier against fraud and misconduct, safeguarding public funds and enhancing societal wellbeing. These partnerships enable us to share best practices, innovate together, and reinforce ethical standards. The impact extends far beyond organizations, benefiting countries and communities by promoting fairness, prosperity, and social cohesion. Mutual learning, innovation, and a commitment to continuous improvement are at the heart of our shared journey. As we embrace new technologies and deepen our partnerships, I am inspired by the collective commitment to continuous improvement and ethical leadership. Every collaboration broadens our perspective and strengthens our resolve to build transparent, accountable institutions, shaping a future where integrity, collaboration, and progress go hand in hand. Together, we are shaping a brighter future for all. My personal thanks to John Tay, Eugene Lim, Georgiana Ang, Ruo Yan Heng, Llewell S. and Sarah F. who were instrumental in ensuring that the event ran smoothly. #AIforAudit #AntiCorruption #DataScience #InternationalCollaboration #PublicSectorInnovation
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Christopher Lim liked thisChristopher Lim liked this🎓 As a 𝗱𝗼𝘂𝗯𝗹𝗲 𝗜𝗦𝗢 𝗰𝗲𝗿𝘁𝗶𝗳𝗶𝗲𝗱 𝗟𝗲𝗮𝗱 𝗔𝘂𝗱𝗶𝘁𝗼𝗿 𝗶𝗻 𝗔𝗜 𝗮𝗻𝗱 𝗜𝗻𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻 𝗦𝗲𝗰𝘂𝗿𝗶𝘁𝘆, I often get asked whether a specific certificate will help someone reach a bigger career goal. 💬 The honest answer is more nuanced than a simple yes. I hold Lead Auditor certifications aligned to International Organization for Standardization standards 42001 and 27001 📚. They have absolutely 𝘀𝘁𝗿𝗲𝗻𝗴𝘁𝗵𝗲𝗻𝗲𝗱 𝗺𝘆 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗷𝘂𝗱𝗴𝗺𝗲𝗻𝘁, and I 𝘂𝘀𝗲 𝘁𝗵𝗮𝘁 𝗸𝗻𝗼𝘄𝗹𝗲𝗱𝗴𝗲 𝗶𝗻 𝗺𝘆 𝘄𝗼𝗿𝗸 𝗲𝘃𝗲𝗿𝘆 𝗱𝗮𝘆. 🤔 But here is what I have learned over time. Certifications are usually refinement 🧩, they sharpen your thinking. 𝗧𝗵𝗲𝘆 𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲 𝘄𝗵𝗮𝘁 𝘆𝗼𝘂 𝗺𝗮𝘆 𝗮𝗹𝗿𝗲𝗮𝗱𝘆 𝗯𝗲 𝗱𝗼𝗶𝗻𝗴. 𝗧𝗵𝗲𝘆 𝗴𝗶𝘃𝗲 𝘆𝗼𝘂 𝗹𝗮𝗻𝗴𝘂𝗮𝗴𝗲 𝗮𝗻𝗱 𝗳𝗿𝗮𝗺𝗲𝘄𝗼𝗿𝗸𝘀. ⚡ But the real shift happens when 𝗸𝗻𝗼𝘄𝗹𝗲𝗱𝗴𝗲 𝗺𝗲𝗲𝘁𝘀 𝗮𝗽𝗽𝗹𝗶𝗰𝗮𝘁𝗶𝗼𝗻. The credential opens the door slightly 🚪 The outcomes move you forward. 🎯 When you take what you learned and use it to produce tangible outcomes, that is when people start to see the difference. That application can happen inside your day job, or outside through hackathons, research projects, or building something concrete. 🧠 I also 𝗯𝗲𝗹𝗶𝗲𝘃𝗲 𝘀𝘁𝗿𝗼𝗻𝗴𝗹𝘆 𝗶𝗻 𝗹𝗮𝘆𝗲𝗿𝗶𝗻𝗴 𝗸𝗻𝗼𝘄𝗹𝗲𝗱𝗴𝗲. Being an ISO Lead Auditor means I 𝘂𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱 𝗵𝗼𝘄 𝗮𝘂𝗱𝗶𝘁𝗼𝗿𝘀 𝘁𝗵𝗶𝗻𝗸 🔍, what evidence they expect, and how findings are framed. Even in a first line delivery role, that perspective changes how I design controls and engage with audit teams. 🏛️ At the same time, as an Accredited Board Director and someone serving on advisory groups, I 𝘂𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱 𝘄𝗵𝗮𝘁 𝘀𝗲𝗻𝗶𝗼𝗿 𝗺𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 𝗮𝗻𝗱 𝗯𝗼𝗮𝗿𝗱𝘀 𝘄𝗮𝗻𝘁 to see. Clear risk articulation. Business impact. Decisions, not just data. ✨ So when someone asks me whether a certification will help them reach a bigger goal, my answer is simple: 𝗣𝗹𝗮𝗻 𝘆𝗼𝘂𝗿 𝗹𝗲𝗮𝗿𝗻𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗶𝗺𝗽𝗹𝗲𝗺𝗲𝗻𝘁𝗮𝘁𝗶𝗼𝗻 𝗶𝗻 𝗺𝗶𝗻𝗱. Know exactly where and how you will use it. If you cannot see the application, the timing ⏰ may not be right.
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Christopher Lim liked thisChristopher Lim liked thisI am encouraged by how Singapore’s Budget 2026 is placing AI front and centre as a strategic driver of innovation, growth and competitiveness across industries. This is no longer just as hype or experimentation, but as something real that organisations and individuals must adopt and embed into how we work and think. For NCS Group, this macro focus on AI translates into meaningful work. In the recent 18-Feb-2026 Berita Mediacorp article “Tumpuan AI dalam Belanjawan 2026 dialu-alukan, cabaran sebenar dalam pelaksanaan, tahap kefahaman pengguna”, we see on the ground how AI is already shaping practices, particularly in cybersecurity and digital services. One good example is Ihsan Nursaqif, our cybersecurity analyst at NCS Group and part-time work-study Singapore Institute of Technology Computing student, who shared how AI has become an integral part of his work: from developing scripts to detect vulnerabilities, to using AI to accelerate routine tasks so he can focus on complex, high-value problem solving. His perspective illustrates two important truths about AI today: 📚 AI isn’t just about technology — it’s about capability and understanding. Ihsan started with some healthy scepticism but now embraces AI as a tool that, when understood and applied properly, enhances productivity and relevance in a rapidly evolving field. 📚 Continuous learning is foundational. Balancing full-time work with part-time studies isn’t easy. Yet Ihsan’s commitment to upskilling, combining academic learning with practical application at NCS, shows how professionals can thrive at the intersection of technology and real-world outcomes. This is the mindset we need as organisations scale AI adoption: curiosity, grounded implementation, and a focus on building meaningful understanding across teams. NCS Group is proud to play a part in this journey, inspired by colleagues like Ihsan who bring our ambitions to life. I have had the privilege of knowing Ihsan Nursaqif since he first joined NCS several years ago, from becoming part of our NCS Cyber team to taking on the NCS Fusion Work-Study Programme. His dedication to learning, growth and excellence makes him a true role model for many, myself included. Excited for the journey ahead and the impact we will continue to create together.🚀 Berita Mediacorp article: https://lnkd.in/gzP7Be48 MeWatch Video Link (16:50 min onwards): https://lnkd.in/gqU7bsae Thank you to the IMDA team for your belief and support of the Fusion Work-Study Program: Kiren Kumar, Dorcas Tan, Adrian Ong, Sharon Chiew, Damian Lien and team. And thank you to my NCS Group team also for nurturing our future talent: Bernard Song, Charlotte Chiew, Wan Choon Tan, Antoine Ting, San San Pang, and more. #Budget2026 #TechLeadership #Cybersecurity #SkillsFuture #NCS
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Aneesh Day
Fincubator Consulting • 7K followers
Banking Fundamentals’ training for employees of a Global Singaporean Bank on core Banking revenue models, products & service offerings, mathematics of Asset & Liability products, forex, investment exposures, Treasury operations, ALM and more. Highly interactive sessions with great participation and application based learning outcomes. #retailcorporatebanking hashtag #traininganddevelopment hashtag #mortgage hashtag #banking hashtag #education
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Frederick Castrovinci
Valley Bank • 5K followers
Ever hear of a "micro collaborator"? Inspiring and humbling conversation with Teik C. Lim, President of New Jersey Institute of Technology. We discuss his career path, innovation and how he leads New Jersey's polytechnic university. Amongst many leadership takeaways, here Dr. Lim refers to himself as a "micro collaborator". His vision and actions drive Dr. Lim to "show interest in others" and engage while "empowering subject matter experts to make decisions". Link to episode 2 of "In the C-Suite" podcast in the comments.
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Jyotheswar Reddy
UOB • 5K followers
UOB has signed a MOU with CGS International Securities Singapore, further deepening regional collaboration and connectivity between China and ASEAN. As global supply chains evolve and investment flows into ASEAN accelerate, this partnership reinforces UOB’s ability to guide Chinese clients in navigating this structural shift. #OneBankForASEAN #RightByYou #UOB90
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Justin J. Lawson
Securities Finance Times • 17K followers
MAS grants MPI license to Banking Circle. BC Payments Singapore, a subsidiary of Banking Circle, is now fully authorised to facilitate cross-border payment flows for banks, fintechs, and global payment providers operating in Singapore https://lnkd.in/eWtmFtzc #fundadmin #Custody
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Tencent Singapore
16K followers
From enabling seamless payments at local hawker centres to powering large-scale digital experiences, Tencent has supported everyday digital moments in Singapore since 2020. Find out how Tencent Singapore collaborates with local partners to build a more connected and inclusive ecosystem: https://lnkd.in/dTFsnii5 #Tencent #TencentSingapore #TechforGood
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DBS Bank
1M followers
At #DBSBank, our approach to leveraging AI goes beyond efficiency gains and is deeply rooted in enhancing customer safety and operational resilience. We firmly believe in harnessing technology to tackle complex challenges in fraud and cybersecurity. Alfian Sharifuddin, Head of Technology and Operations, Hong Kong and Mainland China, DBS Hong Kong, shared at a panel in #HongKongFinTechWeek2025 how to leverage technology to build trust. He highlighted how advanced AI and machine learning are our frontline defence against sophisticated financial crime. "There are some things that the AI agents can do that a human cannot. It’s impossible for even a trained human eye to detect weak patterns of transactions that signal potential fraud, but a properly trained model can detect them within milliseconds." By deploying sophisticated machine learning models, we can instantly triangulate potential bad actors across millions of transactions. This focused application of AI is vital in the continuous fight against fraud and protecting our customers' assets. #DBSHK #DBSfintech #AI #FinTech #CyberSecurity #Trust #HKFTW2025 #HKFTWxSMUF
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Dr. Mohamed Mousa
Al Dar for Exchange works • 1K followers
My research on 36 commercial banks in the ASEAN region from 2010 to 2017 reveals that adopting mobile banking technologies has a significant positive impact on key bank operations. This includes increasing fee income, reducing operating costs, and boosting overall profitability. It's a clear signal that embracing digital is essential for financial growth. #Fintech #MobileBanking #Banking #Finance #ASEAN #DigitalTransformation #FinancialInnovation https://lnkd.in/djFr-GAm
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Soek Ching Kum, CFA
UBS • 1K followers
The discussion around the $5 bn EQDP roll-out- explored by Ben Paul in his BT article- is timely. At its core, EQDP is still a liquidity spigot- a tool that can support the Singapore market in the short term, lift sentiment, and narrow valuation discounts. But liquidity alone is not value creation, nor can it sustain equity returns. Before getting carried away, we need to ask a more critical question: Are company fundamentals keeping up with the re-rating we have already seen, and is there more valuation upside? As Ben pointed out, most of the total returns from the Straits Times Index have historically come from dividends. My own research on the MSCI Singapore shows the same pattern. It is only in the last two years that we saw capital appreciation doing more of the heavy-lifting - supported by earnings recovery, valuation expansion and a series of strategic reforms. Lower interest rates, share buybacks and sharper capital allocation have all contributed. Some of our biggest companies have exited low-return segments and refocused on recurring, higher-quality revenue streams These shifts have supported the recent re-rating- but they also raise the bar for what must come next. With valuations now richer, the burden of return generation will have to come increasingly from earnings and dividends, not simply re-rating. It is worth thinking carefully about which sectors and companies are best-positioned for the next phase of return generation. I look forward to the forthcoming MAS Value Unlock programme. #investing #wealthmanagement #economics #familyoffices #singapore #asean https://lnkd.in/gkTF8MKh
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HSBC Corporate and Institutional Banking
294K followers
A typical treasury team in Asia Pacific can save up to 130 workhours per month by automating operations and consolidating banking relationships. As a result, more than half of APAC respondents to our latest HSBC Treasury Pulse Survey are looking at treasury centralisation. See how businesses are looking to achieve multi-market growth in a dynamic business environment in HSBC Treasury Pulse Survey: https://grp.hsbc/604973gzz
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Michael Ricafort
3K followers
The increase reflects consumers’ continued reliance on online transactions, which have accelerated since the COVID-19 pandemic. It is also due to increased adoption of online banking and payment transactions in recent years as part of the e-commerce ecosystem and the increased shift from over-the-counter banking transactions. More people prefer using InstaPay and PESONet instead of using bank checks and other over-the-counter payment methods since these are “faster, safer, and more convenient for the general public from anywhere around the world. People save on costs and time in doing so. The double-digit growth rates also reflect the increased use of e-wallets by Filipinos that are already integrated to digital banking platforms as an alternative to cash, checks, and over-the-counter payment transactions. Thus, these would help further increase financial inclusion, especially among unbanked Filipinos, especially in areas where there are no physical bank branches, for as long as there is a mobile phone signal to facilitate digital banking and e-wallet transactions. https://lnkd.in/g3kbMSwu
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Him Chuan LIM 林鑫川
DBS Bank • 18K followers
At the end of yesterday's DBS Foundation Impact Beyond Dialogue event, the concert band ensemble of Institute of Technical Education (ITE) performed for the participants. Was invited to conduct a piece 细水长流, a popular Xinyao (新谣; Singapore Chinese Melodies) together with the ensemble. (PS: My first time conducting a band since graduating from university more than 30 years ago.) "细水长流" (xì shuǐ cháng liú) literally means "thin streams flow forever”. It suggests that a slow, steady effort or cautious use of resources can lead to long-term success. At the event, we announced that DBS Foundation has donated a record $14.5 million to the Institute of Technical Education (ITE) to fund 24,000 study awards over the next three years. Each award, worth $600, will be given to students who show good conduct and complete a financial literacy module developed through an ongoing DBS-ITE partnership to strengthen financial education. The donation is part of DBS Foundation-ITE’s Career Readiness Programme, which encompasses financial support, mentorship and financial literacy education for students who are from low-income families. This initiative is in line with the spirit of 细水长流. Beyond academic pursuits, CCA like concert band provides students opportunities to learn music as well teamwork, balance and discipline. As a former member of school bands, I have definitely acquired skills that are useful in my career. #dbsbank #dbsfoundation #ite #band #music #characterbuilding
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Teck Leng Tan 陈得能, CFA
UBS • 2K followers
Singapore Budget 2026: What’s the impact on SG equities, credit, FX, and rates? Budget 2026 has reinforced investors' confidence in Singapore's fiscal position, with the government projecting a strong overall fiscal position of SGD 15.1bn (1.9% of GDP) in FY2025, and SGD 8.5bn (1% of GDP) in FY2026. Our Singapore analysts Lee Wen Ching, Clarissa Chow, and Tan Teck Leng discuss the cross-asset implications (note attached). #Macro: The FY2026 budget is modestly expansionary, in our view, judging from the shift in the government’s primary budget balance from +0.8% of GDP in FY2025 to -0.3% of GDP in FY2026. As reiterated by PM Wong, Singapore’s economic growth backdrop remains very favorable. After registering robust 5% growth in 2025, the Ministry of Trade and Industry (MTI) recently raised its official 2026 GDP growth projection from 1-3% to 2-4%, citing strong global growth and robust electronics demand amid the AI investment boom. Against this backdrop, Singapore’s core and headline inflation numbers are both projected to pick up to 1-2% in 2026, from an average of 0.7% and 0.9%, respectively, in 2025. #FX: We now target USDSGD at 1.24 by year-end (previously 1.26). The modestly expansionary fiscal policy reinforces our view that the Monetary Authority of Singapore (MAS) will tighten monetary policy over the course of this year by increasing the pace of SGD NEER appreciation from about 0.5% p.a. currently to around 1% p.a. in April, followed by potentially another move to about 1.5% p.a. in 2H26. #SORA: We expect the local 3-month SORA interest rate to continue hovering at a three-and-a-half year low of between 1.0% and 1.2% this year. Against a backdrop of capital inflows where investors seek a stable-to-stronger SGD, local rates are likely to stay subdued. As such, we favor deploying excess SGD liquidity into higher-yielding assets, particularly given that inflation has picked up from the low of 0.5% in August 2025 to 1.2% currently and looks set to rise further toward 1.5-2% over the course of 2026. #Credit: A solid overall fiscal position, coupled with a strong SGD, should reinforce Singapore's “haven” status and drive continued flows into SGD credit. Our expectations of subdued rates amid stable government bond issuance are also supportive of SGD bonds in 2026. Our investment strategy in SGD credit is centered around selectively taking on more credit and subordination risk for yield enhancement, given healthy fundamentals and a relatively stable rate environment. #Equities: Budget 2026 is positive for the local equity market, in our view. Multiple initiatives were announced to strengthen the equity capital market ecosystem. The MAS's seed funding has been raised from SGD 5bn to SGD 6.5bn. CPF funds may be invested in equities in the future. The budget reinforces our Attractive view on Singapore equities. #shareUBS #Singapore
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Hoàng Hà
Data Protectify • 3K followers
𝐏𝐃𝐏𝐋 & 𝐃𝐞𝐜𝐫𝐞𝐞 356 - 03 𝐈𝐦𝐩𝐥𝐞𝐦𝐞𝐧𝐭𝐚𝐭𝐢𝐨𝐧 𝐈𝐧𝐬𝐢𝐠𝐡𝐭𝐬 𝐟𝐫𝐨𝐦 𝐑𝐞𝐠𝐮𝐥𝐚𝐭𝐨𝐫𝐲 𝐂𝐨𝐦𝐩𝐚𝐫𝐢𝐬𝐨𝐧 & 𝐁𝐫𝐨𝐚𝐝𝐞𝐫 𝐌𝐚𝐫𝐤𝐞𝐭 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 At the early implementation stage of the transition from PDPD to PDPL and Decree 356, the following three implementation approaches are to provide insights into early-phase implementation, based on experience implementing GDPR in Germany since 2018 and PDPD in Vietnam thereafter. A. Consent management and downstream impact on data subject rights Under the PDPL and Decree 356, consent is no longer a document exercise. Requirements on validity, traceability, and governance directly affect an business ability to handle data subject rights (DSRs). Based on broader market experience, large-scale DSRs often automated by tools, can quickly create operational pressure. Early actions in structured consent management should therefore be treated as risk mitigation, not compliance formality. DPO Consideration: To align consent-related actions with consent-log solutions or boarder consent framework, to support responding to data subject rights, thereby avoiding remedial or corrective actions at later stages. B. Privacy impact assessment beyond DPIA/OTIA as regulatory reports Privacy impact assessment extends beyond DPIA/ OTIA submissions and should function as a risk-management tool. This point reflects with definition of privacy impact assessment referring directly to risk assessment and mitigation controls in PDPL as well as level of information required such as dataflow or system design description. Based on broader regulatory experience, mature privacy programs treat impact assessment as a risk-management tool to broader areas such the Law on AI and the Law on Cybersecurity (LOCS). DPO Consideration: A forward-looking scoping approach should be adopted for AI-related data processing and data-localization-related activities, subject to their actual level of application and taking into account the effective dates of the AI Law and the Law on Cybersecurity in March and July 2026. C. DPO as an operating model, rather than a role The PDPL and Decree 356 shift focus from formal appointment to qualifications, responsibilities, and operating model. From implementation experience, effective DPOs are embedded within risk and governance frameworks, with clear escalation and defined interaction with control functions, while outsourcing of defined tasks may be considered based on risk strategy. DPO Consideration: To map DPO scope against new requirements and establish a fit-for-purpose operating model based on risk and resources. To support in-depth view, an analytical clause-mapping comparison with color-coded changes, prepared by the DPO Team Thế Anh Le Như Phạm Nguyễn Quỳnh at Data Protectify, underpins these changes. Given documentation nature, it is provided in Vietnamese and I would be pleased to continue the discussion at a separate or upcoming networking meet-up.
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Ken Yong
Alliance Bank Malaysia Berhad • 2K followers
Open banking is no longer about APIs and compliance checkboxes. The real shift is embedded credit at the point of need—where financing appears inside the customer’s existing digital journey, not inside a bank app. Here,Alliance Bank brings to life where the industry is heading: - credit becomes contextual - distribution moves to ecosystems - banks compete on experience, not access This is what open banking looks like when it’s commercially meaningful. The Digital Banker #OpenBanking #EmbeddedFinance #BankingTransformation
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Felix A. Lim
781 followers
𝐇𝐞𝐥𝐩𝐢𝐧𝐠 𝐒𝐌𝐄𝐬 𝐛𝐫𝐢𝐝𝐠𝐞 𝐭𝐡𝐞 𝐀𝐈 𝐠𝐚𝐩. For many micro and small enterprises, adopting AI isn’t just about choosing the right tech - it’s about managing cash flow in a time of rising costs. According to the UOB Business Outlook Study 2025, upfront expenses remain the biggest roadblock for 70% of enterprises eager to embrace AI. And for small enterprises, easier access to funding and grants continues to be one of the top support needs. That’s why, together with the Association of Small & Medium Enterprises, UOB is supporting SMEs with bridging loans to ease the wait for grant reimbursements, helping businesses to: ✅ Overcome cost inertia ✅ Sustain AI transformation as a long-term journey ✅ Manage rising operational costs with confidence 📌 Ready to start your AI journey? Details in the comments below. We’d also love to hear how your business is approaching AI adoption - share your thoughts. #OneBankforASEAN #AIforSMEs
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Cary Horenfeldt
POTE@CH • 7K followers
"The initiative begins with efforts to standardise cross-border transaction frameworks for QR payments, account-to-account transfers, e-wallets, and other mobile-based methods powered by technologies such as Near Field Communication (NFC), biometrics, and agentic AI." https://lnkd.in/gP2UQRBG
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Tri Hindriasari
Accenture • 2K followers
Banking is entering what we call the Era of Unconstrained Banking. For decades, technology limits, legacy operating models and cautious risk appetites quietly defined what banks believed was possible. Today, the convergence of generative AI, agentic AI, digital assets and new business models isn’t just stretching those boundaries — it’s fundamentally reshaping them. In Indonesia, the timing could not be more critical. I recently shared with the media that this shift allows banks to decouple capacity from headcount and physical infrastructure, gain a more holistic and real-time view of risk, and turn customer interactions into seamless, continuous conversations rather than fragmented touchpoints. For Indonesia’s banking sector, the real opportunity is to move beyond incremental change — and reimagine how work gets done, how trust is strengthened, and how value is created. Those that act boldly today will help shape a more resilient, inclusive and truly unconstrained future. https://lnkd.in/gm__5YkG
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